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aminur88

Antara bisnes loan dgn personal loan mana lagi untung.

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Salam..

Saya tengah berkira2 nak buat personal loan atau bisnes loan.

Yg saya tahu pl lagi cpt proses..bisnes loan tak pernah try lagi.

Minta cadangan mana yg terbaik dri segi interest dan term dia.

Tq.

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banyak benda consider. ko nak pinjam berapa ribu? kalau setakat bawah 50 k tu boleh pakai personal loan je. Kalau nak lebih dari tu mmg susah sikit.

Edited by myraahmaad

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Betul, contoh yg aku tau agro bank ada provide loan bisnes tapi ade kriteria dia mcm bisnes dah jalan lebih dari 1 tahun. Lepas tu nk kena ada dokumen mcm license / permit / lease agreement of land / etc.

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On 10/23/2019 at 11:01 AM, aminur88 said:

Salam..

Saya tengah berkira2 nak buat personal loan atau bisnes loan.

Yg saya tahu pl lagi cpt proses..bisnes loan tak pernah try lagi.

Minta cadangan mana yg terbaik dri segi interest dan term dia.

Tq.

tujuan buat loan ni utk apa sebenrnya?

3 hours ago, myraahmaad said:

banyak benda consider. ko nak pinjam berapa ribu? kalau setakat bawah 50 k tu boleh pakai personal loan je. Kalau nak lebih dari tu mmg susah sikit.

betul tu. personal loan pun susah nk lepas apatah lagi bisness loan

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20 hours ago, BBphire said:

Betul, contoh yg aku tau agro bank ada provide loan bisnes tapi ade kriteria dia mcm bisnes dah jalan lebih dari 1 tahun. Lepas tu nk kena ada dokumen mcm license / permit / lease agreement of land / etc.

MMg la leceh kan orang nak bg pinjam byk, klu setakat loan kecik2 tu aku boleh la saran kan ko amik daripada yayasan ihsan rakyat.

17 hours ago, piechop said:

tujuan buat loan ni utk apa sebenrnya?

betul tu. personal loan pun susah nk lepas apatah lagi bisness loan

Dia dah kata nak buat utk bisnes tu, maybe boleh bagi cadangan skit.

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On 10/23/2019 at 11:01 AM, aminur88 said:

Salam..

Saya tengah berkira2 nak buat personal loan atau bisnes loan.

Yg saya tahu pl lagi cpt proses..bisnes loan tak pernah try lagi.

Minta cadangan mana yg terbaik dri segi interest dan term dia.

Tq.

knp nk buat bissness loan kalau tak buat bisness? 

18 hours ago, myraahmaad said:

MMg la leceh kan orang nak bg pinjam byk, klu setakat loan kecik2 tu aku boleh la saran kan ko amik daripada yayasan ihsan rakyat.

Dia dah kata nak buat utk bisnes tu, maybe boleh bagi cadangan skit.

yayasan ihsan rakyat tu mcm mana? tak pernah dengar pun 

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4 hours ago, ring531 said:

knp nk buat bissness loan kalau tak buat bisness? 

yayasan ihsan rakyat tu mcm mana? tak pernah dengar pun 

maksud dia nak buat buat bisnes tapi nak pakai loan bisnes atau buat personal loan je utk finance dia punya bisnes.

yayasan ihsan rakyat sllu dgr utk staf kerajaan n badan berkanun sbb loan ni mmg utk diorang.

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23 hours ago, myraahmaad said:

MMg la leceh kan orang nak bg pinjam byk, klu setakat loan kecik2 tu aku boleh la saran kan ko amik daripada yayasan ihsan rakyat.

Aku sendiri pernah buat loan dgn yayasan ni, mmg takde mslh, lagi pun mmg ramai yg pakai sebb loan dia syariah compliant. Dia akan ada proses akad sebelum lepaskn loan pada peminjam.

5 hours ago, ring531 said:

knp nk buat bissness loan kalau tak buat bisness? 

yayasan ihsan rakyat tu mcm mana? tak pernah dengar pun 

YIR ni gaji rm1.5k pun dah boleh lulus, yg penting dah bekerja tetap selama 6 bulan (kerajaan/ badan berkanun). Klu klu ingat nk buat loan tu boleh la cari diorang ni. ni website dia. https://yir.com.my/

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On 10/31/2019 at 5:58 PM, myraahmaad said:

MMg la leceh kan orang nak bg pinjam byk, klu setakat loan kecik2 tu aku boleh la saran kan ko amik daripada yayasan ihsan rakyat.

Dia dah kata nak buat utk bisnes tu, maybe boleh bagi cadangan skit.

kalau bisness kena buat kertas kerja la. yg tu lagi penting 

On 11/1/2019 at 12:13 PM, ring531 said:

knp nk buat bissness loan kalau tak buat bisness? 

yayasan ihsan rakyat tu mcm mana? tak pernah dengar pun 

yayasan ihsan rakyat ni pun pernah ada bad news tpi tak tahu lah mcm mana skrg

20 hours ago, BBphire said:

Aku sendiri pernah buat loan dgn yayasan ni, mmg takde mslh, lagi pun mmg ramai yg pakai sebb loan dia syariah compliant. Dia akan ada proses akad sebelum lepaskn loan pada peminjam.

YIR ni gaji rm1.5k pun dah boleh lulus, yg penting dah bekerja tetap selama 6 bulan (kerajaan/ badan berkanun). Klu klu ingat nk buat loan tu boleh la cari diorang ni. ni website dia. https://yir.com.my/

yeke. bisness pun boleh ke? bukan personal loan je ke?

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On 11/2/2019 at 2:05 PM, piechop said:

yayasan ihsan rakyat ni pun pernah ada bad news tpi tak tahu lah mcm mana skrg

Ye ke? bad news pasal apa ek? aku pinjam ok jek tak de apa2 masalah.

On 11/2/2019 at 2:05 PM, piechop said:

yeke. bisness pun boleh ke? bukan personal loan je ke?

Boleh je, byk tujuan nk buat loan dgn diorang ni mcm wedding, housing loans, utk pelajaran, pergi haji.

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