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Pengalamanku Berniaga Dalam Unit Trust

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frannez..sy baru jer mula kerja..and im interested in UT,can u send me the details? (coz im a bit busy to look at the posting) thanks.

capoon,.check ur pm! :)

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PCIF da tjual lebih drpada rm171 millon setakat semalam..hampir separuh dari saiz dana sudah terjual..mereka2 yg berminat masih lagi ade peluang untk melabur dalam fund ni. seblum ianya habis.. ;)

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26-11-2007: Public Mutual is Most Outstanding Islamic Fund Manager

PETALING JAYA: Public Bank Bhd's unit, Public Mutual won the Most Outstanding Islamic Fund Manager award at the recent Kuala Lumpur Islamic Finance Forum's Islamic Finance Awards 2007 ceremony.

The award was presented by Second FInance Minister Tan Sri Nor Mohamed Yakcop Public Mutual’s chairman Tan Sri Dr Teh Hong Piow during the award presentation ceremony on Nov 20, 2007 at the Nikko Hotel Kuala Lumpur.

Public Mutual said on Nov 26 the objective of the awards was to honour and appreciate efforts of the institutions and organisations that have given significant contribution in developing the industry.

"Winning this award not only reinforces our leadership position in the industry but also affirms our commitment to excellence. This achievement is a testimony of Public Mutual’s collective dedication and commitment to continuously deliver value to our investors,†Teh said.

The Kuala Lumpur Islamic Finance Forum was organised by the Centre for Research and Training together with Halal Industry Development Corporation (HDC), and in collaboration with Dow Jones Islamic Market Indexes , the International Institute of Islamic Finance and Messrs Hisham, Sobri & Kadir.

Public Mutual said the Islamic fund industry in Malaysia had grown rapidly and remained highly competitive. From 2001 to Oct 31, 2007, Public Mutual Islamic funds’ total net asset value has grown by 2500% from RM300 million in 2001 to RM7.9 billion as at end October 2007.

The industry’s Islamic funds total net asset value grew by 615% from RM2.0 billion to RM14.3 billion over the same period. Public Mutual is the leader in the private Islamic fund industry with a market share of more than 55% as at end October 2007.

Public Mutual currently manages 54 funds for more than 1.35 million accountholders. As at Oct 31, 2007, the total net asset value of the funds managed by the company was RM26.7 billion.

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market hari ini.. B)

klcichartau4.png

p/s Terima kasih yg x terhingga diucapkan kepada forumner putera iaitu Zairul dan Wan (dari klang)..Kamarul,Razin dan Fara (dari pj old town) kerana sudi datang ke sesi business opportunity preview (BOP) for our group malam tadi..i'm sure u guys get more clearer picture on the benefit on being a unit trust agent..it is the golden chance for u all to make a wealth n achieve a financial freedom..just prepare all the documents required and call me for registration purposes..:)

Edited by frannez

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Peluang Kerjaya Di Public Mutual.. B)

Aku nk buka satu peluang kerjaya kepada mereka yg bminat mnjadi Unit Trust Consultant,jika u all inginkan income 4 angka ke 5 angka sebulan malahan ada yg 6 angka(tidak mustahil!) bole la ceburi bidang ni.,igt,.industri unit trust masih baru di Malaysia,.so ia mnjanjikan pulangan yg lumayan dan prospek yg luas!!yang penting korang mesti rajin,displin dan mempunyai kezaman yg tinggi utk berjaya!

Antara kelebihan jadi UNIT TRUST CONSULTANT ni ialah :

1) Direct komisyen - starting, korang akan dapat 2.85% (drp investment clients initial invetment) contoh : dia invest rm100k, kita dpt rm2,850.. kalau sales sebulan 200k, dpt la rm5,700.... rm200k sebulan senang je nak achieve....

komisyen akan naik sehingga 4.15% bila korang achieve certain sales...

2)Indirect Sales (overiding) - bila korang dah ade downlines nanti, bleh dpt lagi indirect komisyen from sales yg diorang buat.. tak byk average dlm 1% je drp downlines kita punya sales...(tapi kalo ade 5 org dowline yg buat sales rm100,000 sebulan kire byk gak tuh!!)

contoh kalau kita ada 5 orang downline, setiap sorang buat sales rm100,000... so jumlah rm500,000.. average overiding komisyen ialah 1%... dpt la kat korang lebih kurang rm5000 (byk tuh)... tu kira sbg insentif korang didik korang nyer downline lah kan..

3) Year end bonus - dpt bonus ujung tahun ikut percentage drp sales kita utk spjg tahun tersebut... dpt gak la skit bonus...

4) Free trip - jalan2 ke vietnam, jepun, mana2 je la kat overseas yg diorang nak bawak kita pegi... tapi kena achieve target sales dulu la... trip slalunya seminggu, semua FOC kecuali nak beli2 apa2, duit sendiri la...

Selain tu byk gi benefit lain mcm Breakaway Bonus,Equalisation Bonus..etc

Kalo korang nak jadi agent, kena ada lesen drp FMUTM (federation malaysian unit trust manager) dulu... so utk amik lesen tu, ko kene seat exam dulu... dan diorang akan berikan kelas extensive khas utk lesen tu (9am-5pm) tp jgn risau exam ni mudah je nk lulus dgn syarat study nota yg diprovide..

Fees yg dikenakan lebih kurang RM247.50 aje....

Tapi ade satu berita baik!!kalo join PUBLIC MUTUAL, then korang buat buat sales rm30,000 dan ke atas, fees ko tadi public mutual REFUND balik.... so kirenye mcm ko join free je la.. menarik kan?

Utk info lanjut bole call/sms/pm aku di talian 012-6720978 .. :rolleyes:

kalau kite kat jb nie ader ker peluang nak jadi consultant.....

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Juleng..di mana2 u duduk kat malaysia ni pun bole jadi consultant..tapi xde pulak group membe saya yg based di jb utk u refer..sy cadangkan u pergi shj ke cawangan public mutual di johor bahru..mereka akan bantu anda..;)

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Juleng..di mana2 u duduk kat malaysia ni pun bole jadi consultant..tapi xde pulak group membe saya yg based di jb utk u refer..sy cadangkan u pergi shj ke cawangan public mutual di johor bahru..mereka akan bantu anda..;)

katakan la if kite jadi consultant...fringe benefit like socso ke,epf ke dapat ker beside segala kelebihan mcm komisyen,overiding tu semua.....saya nie berminat jugak...agaknya berapa percentage untuk org melayu kiter yang invest dlm unit trust, and mcm maner dengan penerimaan org melayu pada unit trust nie.

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benefit socso,epf mmg kita x dapat sebaga agent..tapi benefit2 lain yg telah diterangkan sudah ckup byk utk kita rasai..penglibtan org melayu dlam melabur di unit trust mash lagi kecil tp ianya semakin bertmbah sejak kebelakangan ni..langkah kerajaan utk meggalak pelaburan dalam unit trust (menggunakan ACC 1 EPF) byk mmberi kesedaran kepada org melayu kita..jgn risau la market org melayu kita masih luas..just do it!! ;)

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1) Direct komisyen - starting, korang akan dapat 2.85% (drp investment clients initial invetment) contoh : dia invest rm100k, kita dpt rm2,850.. kalau sales sebulan 200k, dpt la rm5,700.... rm200k sebulan senang je nak achieve...

1.nie soalan nyer....komisyen nie sebulan je ker....so kalau tak ada sales utk the next month tak dpat ape2 la....mcm tu ker..

2.utk investor kalau dia invest and katakan harga pasaran jatuh teruk investor di cover dgn insuran ker..

3.ader basic salary ker jadi UTC nie....ker makan komisyen jek.

4.untuk setiap unit ader ker bonus dan kalau ader berapa yg terendah dan tertinggi...

5.tak ada member agent yg berkaliber ke kat JB nie...

6.senang ker nak percayakan kan client utk invest dlm UT.

7.dizakatkan ker pendapatan yg kiter terima kalau kiter jadi investor

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1.nie soalan nyer....komisyen nie sebulan je ker....so kalau tak ada sales utk the next month tak dpat ape2 la....mcm tu ker..

yup..komisyen berdasarkan total sales pada bulan tersebut..kalo x de sales,xdela komisyen..

2.utk investor kalau dia invest and katakan harga pasaran jatuh teruk investor di cover dgn insuran ker..

tidak sama sekali..pelaburan kita tidak dicover dgn insurans ketika market tgh jatuh..tapi kami ada strategi camne nk kurangkan risiko kerugian ketikan market jatuh seperti switching,dollar cost averaging,buy n sell..

3.ader basic salary ker jadi UTC nie....ker makan komisyen jek.

utk level UTC mmg totally depend on komisyen..once u da achive level GAM..public mutual akan beri u gaji bulanan (career benefit)

4.untuk setiap unit ader ker bonus dan kalau ader berapa yg terendah dan tertinggi...

bonus biasanya kami panggil sebagai distribution or dividen..biasanya dalam PM % dividen antara 1% to 5% p.a

5.tak ada member agent yg berkaliber ke kat JB nie...

ada..tapi malangnya utk group saya xde yg based di sana..cuba try usha agent2 lain yg base di jb..

6.senang ker nak percayakan kan client utk invest dlm UT.

senang..,yg penting anda perlu persistance dalam buat sales..jgn mudah giv up

7.dizakatkan ker pendapatan yg kiter terima kalau kiter jadi investor

Public Mutual tidak membuat potongan zakat utk pelabur..mereka sendiri perlu membayar zakat dari keuntungan yg mereka dapat.

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--masa mula2 buat pelaburan, yuran pengurusan akan dikenakan. % yuran bergantung kpd jenis dana yg bakal pelabur minat nk melabur.. katakan kalau public ittikal, yuran yg dikenakan adalah 6.5% dari jumlah pelaburan. Katakan kalau nk melabur RM500, 6.5% darab dgn RM500 = RM32.50..

1.selain dari cost diatas....aper lagi cost yang ader maner la tau ader hidden charge plak....

2) Insuran takaful percuma---insuran nie untuk aper???

Units : 37370.10

Price (RM) : 0.3652

Current Amount (RM) : 13647.56

Management Fee: RM204.72

Net Amount 1: RM13442.28

Trustee fee: RM8.07

Net Amount 1: RM13434.21

Profit = RM13434.21 - RM10,000

= RM3,434.21 (Ini adalah nett return yg anda dapat!)

3.management and trustee fee tu dikenakan annually ker......so katakan kalau saya dapat RM3434.21 tu memang kompem la tak tolak aper.....jangan tang nak kuar duit ader cost2 lain yg kene bayo....

4.bleh tak tolong buat kan calculation kalau saya invest rm 1000 and setiap bulan saya masukkan 100. selama 3 tahun...dan andaikan fund PIOF.bleh kan ....

Edited by Juleng

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1.selain dari cost diatas....aper lagi cost yang ader maner la tau ader hidden charge plak....

service charge 6.5% mmg dikenakan pada setiap kali melabur dan dan juga bila u buat additioanl investment.selain tu mmg xde apa charge pun..

2) Insuran takaful percuma---insuran nie untuk aper???

insurans ni cam medical insurans,bukan insurans modal u ye...let say u invest rm5000, so medical insurans pun cover according to that that amount.

Units : 37370.10

Price (RM) : 0.3652

Current Amount (RM) : 13647.56

Management Fee: RM204.72

Net Amount 1: RM13442.28

Trustee fee: RM8.07

Net Amount 1: RM13434.21

Profit = RM13434.21 - RM10,000

= RM3,434.21 (Ini adalah nett return yg anda dapat!)

3.management and trustee fee tu dikenakan annually ker......so katakan kalau saya dapat RM3434.21 tu memang kompem la tak tolak aper.....jangan tang nak kuar duit ader cost2 lain yg kene bayo....

yup,management fee dan annual trustee fee adalah anually.public mutual akan tolak siap kedua2 charge ni dr keuntungan yg u dapat.so xperlu nk kuar duit byr lagi..nk kuar duit (profit) mmg free of charge..

4.bleh tak tolong buat kan calculation kalau saya invest rm 1000 and setiap bulan saya masukkan 100. selama 3 tahun...dan andaikan fund PIOF.bleh kan ....

yg ni susah sy nk tunjuk coz sy xde soft copy..nk kene jumpe face to face baru senang nk explain..

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Alhamdulillah..market sudah kembali naik... :D

klcichartrn1.png

p/s Saya akan berada di Melaka pada sabtu dan ahad ini (1 dan 2 disember 07) Kepada mereka yg berada di Melaka yg berminat utk melabur atau ingin menjadi agent unit trust public mutual bole cal/sms saya 012 6720978 ;)

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tahniah dan terima kasih frannez,, banyak info aku amik dari sini.. selain dari sms dari upline aku..sebab aku jrg jrg g training pasal banyak kerja kena buat.. apa apa pun sales aku sebagai agent PM ni makin meningkat hehehehe . tapi aku nak bitau satu benda.. hati hati sikit aku takut ko kena sound kat public mutual sebab bincang pasal ni dalam web.. web blog aku dah kena sound siap sampai surat serta email sekali.. first warning katanya.. sib baik tak sekat komisen aku hahaha. skang blog pasal unit turst aku dah aku tutup.. tapi apa apun aku harap ko tak kena sebab aku banayk kutip info dari ko walaupun ko bukan upline aku.. aku harao ilmu ilmu yg ko tulis kat sini ko halalkan je lar.. sama sama membatu agent public mutual. kan kan kan hehehehe

aku sebenarnya takde la cerita banyak banyak kat client.. aku tunjuk bukti pelaburan yg aku masuk sendiri serta keratan surat khabar jerkk. kalo yg jensi ade duit dia tak cakap banyak dia terus masuk je.. yg cakap banyak jenis payah nak percaya dan takde duit.. yg tuh kita biarkan ..jangan paksa sangat.. lama kelamaan dia akan carik kita balik sebab member member yg dah masuk asik tunjuk keuntungan jer ..

apa apa pun aku target sales aku cecah 500 ribu menjelang bulan 7 tahun depan.. nak naik pangkat sket ahakk :P

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thanks rileks..mmg tujuan aku create thread ni pun coz nk berkongsi pengalaman dan pengetahuan tentang kelebihan melabur dalam instrumen kewangan yang betul seperti unit trust public mutual..aku x simply promoting gila2 (hard sell)..at least seblum melabur diorang dapat good info on what is unit trust is all about..yg penting sekali aku ingin memberi kesedaran dan membuka minda org melayu bahawa unit trust ni perlu dijadikan sebagai alternatif utk simpanan/pelaburan diorang selain ASB,Tabung Haji,insurans dan etc..

p/s buat sales byk2 bro..market tgh bagus skang..rm500k tu mmg snang utk ko achieve..work hard and be persistance..good luck! ;)

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KLCI kembali ke paras 1400 mata.. :)

klcichartci5.png

p/s PUBLIC ITTIKAL telah pun kembali dibuka tapi hanya utk cash investment sahaja..anda bole melabur didalam fund ini yg mmg berpotensi tinggi memberi pulangan yg bagus..(seorang investor saya telah untung 138% dalam masa 5 tahun selepas melabur dalam Ittikal.. B)

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Public Mutual declares distributions for 8 funds

Public Bank’s wholly-owned subsidiary, Public Mutual declares distributions for eight of its funds. The gross distributions declared are for financial year / period ended 30 November 2007:

Public Ittikal Fund - Gross distribution of 10.00 sen per unit

Public Dividend Select Fund - Gross distribution of 3.75 sen per unit

Public Islamic Equity Fund - Gross distribution of 5.00 sen per unit

Public Far-East Select Fund - Gross distribution of 4.00 sen per unit

Public Regional Sector Fund - Gross distribution of 3.50 sen per unit

Public Far-East Dividend Fund - Gross distribution of 2.00 sen per unit

Public Balanced Fund - Gross distribution of 10.00 sen per unit

Public Islamic Balanced Fund - Gross distribution of 2.25 sen per unit

Public Mutual’s Chairman Tan Sri Dato’ Sri Dr. Teh Hong Piow said Public Ittikal Fund, Public Dividend Select Fund and Public Islamic Equity Fund have generated a one-year return of 37.43%, 36.63% and 40.04% respectively for the period ended 16 November 2007, according to The Edge-Lipper Fund Table dated 26 November 2007.

As for Public Far-East Select Fund and Public Regional Sector Fund, both funds have generated a one-year return of 43.19% and 35.42% respectively for the period ended 16 November 2007. Both funds have outperformed their benchmarks of 33.10% and 29.53% respectively for the same period.

Public Far-East Dividend Fund which was launched in November 2006, has generated a six-month return of 11.69% for the period ended 16 November 2007.

Public Balanced Fund, on the other hand has also outperformed its benchmark of 21.11%, with a one-year return of 31.71% for the same period. Meanwhile, Public Islamic Balanced Fund has registered a one-year return of 23.46% for the period ended 16 November 2007.

Public Mutual is the largest private unit trust company in Malaysia and it currently manages 54 funds for more than 1,350,000 accountholders. As at 31 October 2007, the total net asset value of the funds managed by the company was RM26.7 billion.

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Morning guys... :D

Latest Update ------

Source: CIMB Research

4 December 2007

Another encouraging quarter Target Index: 1,700

MALAYSIA

• Surprisingly strong 3Q results. Overall, the Nov results season was a good one.

26% of the companies in our coverage beat expectations (vs. 14% in Aug) while 18% missed expectations (vs. 14% before). Companies that met expectations fell from 71% to 56%, which meant that a respectable 82% (86% previously) either met or topped expectations. Sectors that enjoyed strong qoq and yoy earnings growth included airlines, building materials, F&B, gaming, plantations and telcos.

At the other end of the spectrum were conglos, insurance and utilities sectors which saw profit contraction on both qoq and yoy basis.

• Big caps anchor earnings. In the previous results season, we upgraded market net profit growth for 2007 from 20% to 29%. Despite the high base, we raised growth again this round to a very robust 31%, again anchored by big-cap stocks such as Public Bank, Hong Leong Bank, Telekom, Genting and Resorts. The strong earnings growth in 2007 is significant as it is the highest since the Asian financial crisis and pushes 2007 ROE back to the pre-crisis level of around 15.5%.

• Earnings outlook for 2008. As 2007 draws to a close, investors will start focusing on 2008 earnings instead. We remain optimistic that 2008 holds strong promise for further upgrades, coming from the plantations, construction, property, building materials, oil & gas and banking sectors. At the current juncture, 2008 EPS growth appears relatively subdued at 13%, but then, so did 2007 EPS growth forecasts a year ago. Analysts have spent most of this year revising up those numbers and are likely to do the same for 2008 numbers next year.

• OVERWEIGHT Malaysia. This has been a good, albeit volatile year. The KLCI is near its all-time high, supported largely by strong fundamentals. For the third consecutive quarter, corporate earnings provided reason for cheer. Given the strong probability of a continuation of the positive earnings trend, we recommend that investors stay overweight on Malaysia. We also maintain our KLCI targets of 1,440 points for end-07 and 1,700 points for end-08. The 1,700 target for next year is based on a P/E target of 17-18x, on par with the post-Asian crisis average.

__________________

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KWSP turun caj perkhidmatan pelaburan

KUALA LUMPUR 12 Dis. – Pencarum Kumpulan Wang Simpanan Pekerja (KWSP) akan menikmati penurunan 50 peratus caj perkhidmatan untuk pelaburan dalam unit amanah mulai 1 Jan depan.

KWSP dalam satu kenyataan hari ini berkata, bayaran perkhidmatan itu ditetapkan pada tiga peratus.

Ketua Pegawai Eksekutif KWSP Datuk Azlan Zainol berkata, pencarum KWSP kini membayar caj perkhidmatan kira-kira lima atau enam peratus.

‘‘Pencarum boleh mendapat pulangan yang lebih baik ke atas pelaburan mereka dalam unit-unit amanah berdasarkan caj perkhidmatan yang diturunkan itu,’’ katanya.

Caj perkhidmatan oleh dana pelaburan tempatan di Malaysia pada masa ini pada relatifnya lebih tinggi berbanding negara lain seperti Singapura, United Kingdom, Jepun dan Amerika Syarikat.

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Public Mutual jual PCIF RM1 bilion

KUALA LUMPUR 13 Dis. – Public Mutual telah menjual hampir RM1 bilion Public Dana China Ittikal (PCIF) dalam tempoh tawaran dana itu yang berakhir 10 Disember lalu.

Ketua Pegawai Eksekutifnya, Yeoh Kim Hong berkata, dana itu mendapat sambutan baik daripada pelabur kerana ia merupakan dana Islam China yang pertama di negara ini.

Selain itu, ia memberi peluang kepada pelabur untuk merasai manfaat daripada prospek pertumbuhan di negara berkenaan, katanya dalam satu kenyataan, di sini hari ini.

Beliau berkata, PCIF merupakan dana ekuiti Islam yang bermatlamat untuk mencapai pertumbuhan modal dalam jangka sederhana hingga panjang dan juga sesuai untuk pelabur yang agresif.

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Industri saham amanah mampu tarik pelabur asing

KUALA LUMPUR 13 Dis. – Industri saham amanah tempatan mempunyai potensi untuk berkembang dan menarik pelaburan asing, kerana menawarkan kadar pulangan yang tinggi berbanding ekuiti dana global.

Presiden Persekutuan Pengurus Saham Amanah Malaysia (FMUTM), Tunku Datuk Ya’acob Abdullah (gambar) berkata, walaupun ramai yang tertarik untuk melabur di luar negara tetapi melabur di Malaysia juga tidak kurang hebatnya.

``Malah dalam banyak kes, kita telah menandingi dana asing dari segi kadar pulangan setahun,’’ katanya pada sidang akhbar selepas menyampaikan ucapan pada Persidangan Tahunan Perunding Saham Amanah di sini, hari ini.

Beliau berkata, kadar pulangan dana ekuiti Malaysia untuk setahun adalah tinggi sebanyak 34 peratus begitu juga dengan ekuiti dana Islam sebanyak 33 peratus, berbanding ekuiti dana global hanya menawarkan 12 peratus dan dana ekuiti Asia Pasifik tidak termasuk Jepun pula hanya sebanyak 31 peratus.

Katanya, pertumbuhan industri saham amanah di Malaysia dijangka kekal kukuh pada tahun depan.

Tambahnya, sehingga 30 September lepas, jumlah aset dalam industri saham amanah tempatan mencecah RM155 bilion mewakili 15 peratus daripada keseluruhan pasaran modal Bursa Malaysia.

Kejayaan industri ini juga membayangkan pertambahan jumlah perunding saham amanah tempatan kepada 53,000 orang pada tahun ini berbanding 21,000 orang pada tahun 2005, ujarnya. -UTUSAN MALAYSIA-

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