lochoe 0 Report post Posted March 16, 2007 bro.......saya mcm berminat lah.... You are invited to PM me.... or just leave a message at www.lochoe.com / contact us"The key to winning investment strategy is not so much to choose the right stock or fund but to choose the right asset mix and then stick to it " Quote Share this post Link to post Share on other sites
Lil_KY 0 Report post Posted March 16, 2007 bro....so kiter invest nie for 3 years la ekh??tak boleh keluarkan lansung duit ni??risiko nyer macam mane plak??penah dgr benda ni berisiko jugak..tak tau betul ke tak minta detaill.. Quote Share this post Link to post Share on other sites
KuruKurue 0 Report post Posted March 16, 2007 mcm mna nak join?p/s:lochoe knaper aku tgok kiriman kau 0 ajer? Quote Share this post Link to post Share on other sites
lochoe 0 Report post Posted March 16, 2007 bro....so kiter invest nie for 3 years la ekh??tak boleh keluarkan lansung duit ni??risiko nyer macam mane plak??penah dgr benda ni berisiko jugak..tak tau betul ke tak minta detaill.. Thanks to ask that... good job Lil_KY!!Actually our strategy for investment is for 3 to 5 years, this is normal thing. But It doesnt mean you only get return after 3 years, majority or more than 70% investor get the profit within one year.Like I have said, Its depend on the fluctuate of market.. if the market really good right now.. maybe you'll get the profit less than 6 months.. Dont mind about 3-5 years investment (this to make you understand we are not a short term investment).. its okay.. 3 years mean 30-50%, 5 years mean 50-70%.. thats minimum la.. but actually 7.2 years mean 100%Risk is quite same like ASB, you can go read ASB prospectus.. Market risk, Liquid risk, Inflation Risk, Currency risk.. (all of this are minimized with a good strategy from CIMB)Actually you can withdraw you investment anytime.. maybe you dont want to wait until get 10-15%, so you withdraw at 8% like ASB or 5% , tabung Haji, its all ups to you.. No charge for redemption.mcm mna nak join?simple, just pm me your phone number..I'll contact you.. if you not in KL, please notice me thatwww.lochoe.comweekly Investment ReportActually.. kenapa kiriman aku kosong ek... itu post untuk forum ke bulletin..? Quote Share this post Link to post Share on other sites
penjual_sayur 0 Report post Posted March 16, 2007 (edited) testing kiriman..sbb aku tgk kiriman aku 46 je dr last week..erm..BTW lochoe.. kat area saya ni (kuching) ada byk gak CIMB.. mmg senang nak cari branch.cuma nak tau lanjut lanjut lg ni..katakan min investment islamic tu rm500 kan..dlm jangkamasa brp lama leh kuarkan duit kita tu balik?and kalau jenis nak invest 500 sbulan.. camne plak? contoh la.kalau utk baby plak (lum ada lg tp bakal lahir) bila leh start?TQ fy info ok.. Edited March 16, 2007 by penjual_sayur Quote Share this post Link to post Share on other sites
lochoe 0 Report post Posted March 16, 2007 (edited) katakan min investment islamic tu rm500 kan..dlm jangkamasa brp lama leh kuarkan duit kita tu balik?and kalau jenis nak invest 500 sbulan.. camne plak? contoh la.kalau utk baby plak (lum ada lg tp bakal lahir) bila leh start?TQ fy info ok..In CIMB Investment we have three plan..1) From EPF2)Cash3)Regular SavingI think you want to ask about "Regular Saving"..1)First you need to open an account (Conventional,RM100,Islamic,RM500) 2)After you get "penyata" (one week after open the account") you can ask your consultant to make autodebit from your bank account.3)Actually you better use CIMB/BSN account because there have no charge for transition, If other bank, they will charge you RM0.50 each transitionIf you start invest today, Tomorow you can withdraw your investment... we dont have any maturity time. But you lost your profit cause your money doesnt grow yet.. why not you just wait until achieve your target... then baru U redeem...For regular saving... please go to www.lochoe.com, click on topic, comparison regular saving....I already compare saving in Tabung haji, ASB and CIMB.. for certain duration.. You would be impress...www.lochoe.comYou can go to invest in Bank, but i dont think the bank will monitor your investment, thats why in CIMB Investment, you are advice to invest through consultant.. the consultant will look after your investment, until you get the return.Actually it is simple... its one time registeration, then after that, you can withdraw straight to your account.. Edited March 16, 2007 by lochoe Quote Share this post Link to post Share on other sites
ponix 0 Report post Posted March 16, 2007 kalau berminat bagus la..elakkan melabur tek tentu pasal..baik masuk yang dijamin terurus...ni email agent yang aku join[email protected].takpun bleh tanya bro lochoe..benda semua sama..janji bersih Quote Share this post Link to post Share on other sites
penjual_sayur 0 Report post Posted March 16, 2007 I think you want to ask about "Regular Saving"..Yes, I guess this is the best one for me.As for now, I already have my own CIMB account. I will try to browse on your website for more information andif I have any doubts, I would ask again..TQ. Quote Share this post Link to post Share on other sites
apanakjadi 0 Report post Posted March 16, 2007 BUKAN AKU NAK KATA BENDA NI TAK ELOK.AKU ADA JUGAK MASUK MUTUALFUND NI.. AKU DAH TERKENA DAHH..KENA KENCING OLEH AGENAGEN YANG PROMO BENDA NI MEMANG AKAN MELOBI KITA SUPAYA JOIN DAH AKAN MEMBURUKANFUND2 YG LAIN. AKU TERTARIK LALU JOIN LAH.BILA CUKUP MASA +- 3 BULAN DIAORANG NI AKAN CALL BALEK, MELOBI LAGI SUPAYA AKU TAMBAH LAGIPELABURAN MELALUI EPF. BEGINILAH SETERUSNYA HAMPIR 02 TAHUN, JUMLAH PELABURAN AKU PUN DAH CECAH RM45,000.PADA BULAN OCT 06 AKU CHECK KAT PEJABAT MFUND..TENGOK2 AKU DAH KERUGIAN PASTUAKU REDEEM LA ..PULANGAN YG AKU TERIMA TERUS DI MASUKAN BALEK KE EPF SEBANYAK RM38,540. RUPA2 NYA SI AGEN TU TAK MONITOR ,YG DI PENTINGKAN CUMA KOMISEN..CUBA BAYANGKAN....SI AGEN AKAN TERIMA 3% ATAS SETIAP PELABURAN, PATUT LAH MAMPU MELARAM NGAN MERZ 2 PINTU.TU LA SBB NYA AKU TAK MASUK MUTUALFUND NI.TK Quote Share this post Link to post Share on other sites
lochoe 0 Report post Posted March 17, 2007 BUKAN AKU NAK KATA BENDA NI TAK ELOK.AKU ADA JUGAK MASUK MUTUALFUND NI.. AKU DAH TERKENA DAHH..KENA KENCING OLEH AGENThank You Mr. apanakjadi.. remind me about certain case like this..yes.. I agree with you... some of unit trust agent.. are not give fully commitment to the client invetment..I hate this kind of agent too, they are the parasit in this industry.. they make people lost confidence about our investment plan...I will pm you, the real strategy when you invest in this industry... perhaps.. my plan and strategy will work for you...I confirm.. you will think twice.. about our plan...will really really help you... to gain more return in the investment...for details, please contact me.www.lochoe.comweekly investment reportps: I love to know any problem during your investment from you.. let we discuss to solve it.. ok.. Quote Share this post Link to post Share on other sites
mozan22 0 Report post Posted March 17, 2007 sound tu kurang menarik la..siap ada commerce Israil lagi tu...tapi bagus la,kurang2 telus dan ikhlas...maybe after this my turn plak nak explain....yg ni jelas n nyata kita sama2 tlg israil.......tepuk dada tanya selera......sokong palestin. Quote Share this post Link to post Share on other sites
lochoe 0 Report post Posted March 17, 2007 yg ni jelas n nyata kita sama2 tlg israil.......tepuk dada tanya selera......sokong palestin.this is just a joke.. I just want to show we operate every where in the globe.. I'm curious how you will look on my joke.. CIMB is a huge company... we are the biggest Islamic Fund provider in the world...off course we provide an islamic investment oppurtunities to our customer..happy to telling you that... Quote Share this post Link to post Share on other sites
laut 0 Report post Posted March 18, 2007 brounit trust ni cmnekita blh kuar bila2, tp klo awl dpt dividen skitla yeabis klo tambah duit, mcm mn dia kira Quote Share this post Link to post Share on other sites
ponix 0 Report post Posted March 19, 2007 BUKAN AKU NAK KATA BENDA NI TAK ELOK.AKU ADA JUGAK MASUK MUTUALFUND NI.. AKU DAH TERKENA DAHH..KENA KENCING OLEH AGENPATUT LAH MAMPU MELARAM NGAN MERZ 2 PINTU.TU LA SBB NYA AKU TAK MASUK MUTUALFUND NI.TKtu la pasal..pilih la agen yang nampak kaliber...bukan yang manis mulut pandai bgaya je...tak kisah la kalau dia naik moto kapcai pun...pati mcm tgk tu,btl2 kis naya...agen tak antar statement ke bleh jadi mcm tu?? Quote Share this post Link to post Share on other sites
ponix 0 Report post Posted March 19, 2007 brounit trust ni cmnekita blh kuar bila2, tp klo awl dpt dividen skitla yeabis klo tambah duit, mcm mn dia kiraunit trust ni lebih kurang ngan asb jugak..tapi dia ada komisyen kat agen yang urus diut kita tiap kali kita tambah..so kalau nak masuk 4-5 bulan tu rasanya baik tak payah,buat rugi je..ni pelaburan utk jangka panjang beb... Quote Share this post Link to post Share on other sites
lochoe 0 Report post Posted March 19, 2007 brounit trust ni cmnekita blh kuar bila2, tp klo awl dpt dividen skitla yeabis klo tambah duit, mcm mn dia kiraKelebihan invest di CIMB1. Pelaburan anda diuruskan oleh pengurus dana CIMB yang berpengalaman.2. Anda boleh memilih pengurusan aset anda (Islamik atau konvesional)3. Mampu dibeli (boleh bermula dengan RM100 untuk konvesional dan RM500 untuk islamik.4. Kecairan tunai , bila bila masa sahaja anda boleh menjual unit pelaburan anda5. Senang untuk dibeli dan dijual. Tak perlu beratur di bank, post office.. consultant akan uruskan untuk anda. Anda duduk rumah dan tunggu duit masuk dalam akaun anda.. 6. Profit lagi tinggi bergantung kepada pasaran semasa.. (10-15% per year)www.lochoe.comunit trust ni lebih kurang ngan asb jugak..tapi dia ada komisyen kat agen yang urus diut kita tiap kali kita tambah..so kalau nak masuk 4-5 bulan tu rasanya baik tak payah,buat rugi je..ni pelaburan utk jangka panjang beb...Exactly... ponix..you are right... this is not short term investment.. it is mid term to long tem.. even.. most our client get the 10-15% return within 1 year, but we still advice them to adopt this is mid term to long term investment... Quote Share this post Link to post Share on other sites
ponix 0 Report post Posted March 19, 2007 Kecairan tunai , bila bila masa sahaja anda boleh menjual unit pelaburan andabro lochea, bleh crita skt mcm brapa lama nak dapat duit kalau jual?ontime@4hari waktu bekerja?nak mitak nasihat,kalau nak buat refinance rumah-bayak karenah tak?nanti duit bleh invest dalam unit trust ni... Quote Share this post Link to post Share on other sites
lochoe 0 Report post Posted March 19, 2007 bro lochea, bleh crita skt mcm brapa lama nak dapat duit kalau jual?ontime@4hari waktu bekerja?nak mitak nasihat,kalau nak buat refinance rumah-bayak karenah tak?nanti duit bleh invest dalam unit trust ni...when you redeem, need to wait 3 working days, to get the 'cek' or the money transfer to your acount..!! :-0finance rumah ke?? erm .. depend on ur salary la.. must not exceed 1/3 to pay back to bank... I will not advice you to make loan to invest... you will get loan statement too... Quote Share this post Link to post Share on other sites
wirakl 0 Report post Posted March 20, 2007 hello sedara lochoe. boleh tak u senaraikan fund -fund islamic yang u syorkan?dan kenapa u mengesyorkannya berbanding dgn yg lain.dan saya nak tahu bila tarikh ia dilancarkan , dan target nya(sampai brapa %).sekian.bagi sedara ponig lak , leh saya tahu , u masuk fund apa kat public mutual tu? dan kenapa anda memilihnya? kalau sesuai saya pun nak join.TQ Quote Share this post Link to post Share on other sites
lochoe 0 Report post Posted March 22, 2007 hello sedara lochoe. boleh tak u senaraikan fund -fund islamic yang u syorkan?dan kenapa u mengesyorkannya berbanding dgn yg lain.dan saya nak tahu bila tarikh ia dilancarkan , dan target nya(sampai brapa %).sekian.bagi sedara ponig lak , leh saya tahu , u masuk fund apa kat public mutual tu? dan kenapa anda memilihnya? kalau sesuai saya pun nak join.TQFund..?go to my site www.pelaburan.net... For Islamic : this is the ranking rite now (18/3/07)CIMB Fund..Dana Al-Ihsan 1Dana Al-Ihsan 2Dana Al-HikmahDana Al-FaizDana Al-MizanGo to my website and choose which fund suitable for you... look on the fund objective... www.pelaburan.net Quote Share this post Link to post Share on other sites
ponix 0 Report post Posted March 28, 2007 hello sedara lochoe. boleh tak u senaraikan fund -fund islamic yang u syorkan?dan kenapa u mengesyorkannya berbanding dgn yg lain.dan saya nak tahu bila tarikh ia dilancarkan , dan target nya(sampai brapa %).sekian.bagi sedara ponig lak , leh saya tahu , u masuk fund apa kat public mutual tu? dan kenapa anda memilihnya? kalau sesuai saya pun nak join.TQjooomm..jommm...join!!! Quote Share this post Link to post Share on other sites
lochoe 0 Report post Posted May 4, 2007 jooomm..jommm...join!!!untuk information tentang CIMB unit trust anda boleh melawat website saya:www.pelaburan.netatau anda boleh terus hubungi sayashahrul0132081015 Quote Share this post Link to post Share on other sites
khaispell2 0 Report post Posted April 11, 2008 Join perigiduit sj lada confirm realpd yg berminatpm aku or email aku ke [email protected] Quote Share this post Link to post Share on other sites
