apontah 0 Report post Posted December 1, 2008 (edited) Salam,aku dah cari topik macamni tapi tak jumpa.. jadi aku buka satu topik baru.. hehehe..aku ada masalah kewangan skit skang nie.. nak bayar loan keta tak lepas la pulak.. ingat nak bayar guna kredit kad jer.. ada tak sesiapa kat sini penah buat macamtu? boleh bagitau cara tak? aku dah pening dok cari cara camana nak buat macamtu tapi tak jumpa2...TQ.. Edited December 1, 2008 by apontah Quote Share this post Link to post Share on other sites
teri-chan 5 Report post Posted December 1, 2008 brape loan ko? n brape limit kad ko? Quote Share this post Link to post Share on other sites
apontah 0 Report post Posted December 1, 2008 QUOTE(teri-chan @ Dec 2 2008, 12:49 AM) <{POST_SNAPBACK}>brape loan ko? n brape limit kad ko?loan keta yang bulanan tu.. dalam RM600 jer.. Limit kad ada RM4k.. bro tau ke cara nak bayar loan keta guna kad kredit? ajar la.. hehehe.. Quote Share this post Link to post Share on other sites
ChloeAgnew 0 Report post Posted December 1, 2008 no. u tak boleh bayar loan bank dengan gunakan credit card. alternatively, u boleh withdraw cash dari credit card lepas itu bolehlah bayar loan u. but any cash advance withdrawal dari credit card ada interest. i am not sure how much. Quote Share this post Link to post Share on other sites
PETABITE 0 Report post Posted December 2, 2008 Setiap withdrawal credit card, bank caj RM50 untuk setiap RM1000.00 Kalau bank islam rendah sket. Hari tu aku ada tanya pasal nak bayar guna kad kredit ni, mmg boleh, tapi bergantung kepada cawangan bank tu lah, nak layan ke tidak. Sekarang ni, nak buat downpayment kete/rumah pakai kad kredit pom bank terima.. Quote Share this post Link to post Share on other sites
Evilngenious 0 Report post Posted December 2, 2008 pendek kata kalau buat cash advance dia charge 5% atau min RM10 on the spotkat atm leh kuar max rm2000kat kaunter leh mintak cash 80% dari kredit limittu yg cimb punyebaru tanye tdhehe Quote Share this post Link to post Share on other sites
apontah 0 Report post Posted December 2, 2008 QUOTE(Evilngenious @ Dec 2 2008, 08:27 PM) <{POST_SNAPBACK}>pendek kata kalau buat cash advance dia charge 5% atau min RM10 on the spotkat atm leh kuar max rm2000kat kaunter leh mintak cash 80% dari kredit limittu yg cimb punyebaru tanye tdheheQUOTE(PETABITE @ Dec 2 2008, 06:29 PM) <{POST_SNAPBACK}>Setiap withdrawal credit card, bank caj RM50 untuk setiap RM1000.00 Kalau bank islam rendah sket. Hari tu aku ada tanya pasal nak bayar guna kad kredit ni, mmg boleh, tapi bergantung kepada cawangan bank tu lah, nak layan ke tidak. Sekarang ni, nak buat downpayment kete/rumah pakai kad kredit pom bank terima..ooo.. macam tu ke? ic.. thanks sebab membantu.. nanti aku try buat kat mesin ATM dulu.. hehehe... loan keta & kredit kad dari bank maybank.. jadi rasanya boleh la kot.. tapi nak withdraw kat mesin ATM kena masukkan no pin kredit kad kan? Quote Share this post Link to post Share on other sites
Sousuke Aizen 4 Report post Posted December 3, 2008 Bayar loan guna kad kredit...Nak bayar hutang kad kredit nak guna apa ek?? Hummmm.... Quote Share this post Link to post Share on other sites
apontah 0 Report post Posted December 3, 2008 QUOTE(Exception 2008 @ Dec 3 2008, 12:00 PM) <{POST_SNAPBACK}>Bayar loan guna kad kredit...Nak bayar hutang kad kredit nak guna apa ek?? Hummmm....laaa... bayar guna duit la.. takkan nak bayar guna bulu idung kot.. wakakakakakaka.. Quote Share this post Link to post Share on other sites
Arissa Nightingale 0 Report post Posted December 3, 2008 QUOTE (apontah @ Dec 2 2008, 12:38 AM) <{POST_SNAPBACK}>Salam,aku dah cari topik macamni tapi tak jumpa.. jadi aku buka satu topik baru.. hehehe..aku ada masalah kewangan skit skang nie.. nak bayar loan keta tak lepas la pulak.. ingat nak bayar guna kredit kad jer.. ada tak sesiapa kat sini penah buat macamtu? boleh bagitau cara tak? aku dah pening dok cari cara camana nak buat macamtu tapi tak jumpa2...TQ.. Boleh kalau saudara Platinum card holder. Since limit besar...tak ada masalah rasanya.But tak pernah lagi la.Belikan adik kereta itu hari...bayar muka guna kad. Tapi bulanan masih conventional. Quote Share this post Link to post Share on other sites
teri-chan 5 Report post Posted December 3, 2008 aku pun pk yg same... nk byr down ngn kad je... tak mahu bwk byk duit riban2 nk byr down... bahaya....tp tngu p1 turun interest rate dulu.. kalu tak turun aku sambar p2... br 3.5% je 5 yrs hehehhe... harga staff le... Quote Share this post Link to post Share on other sites
apontah 0 Report post Posted December 5, 2008 QUOTE(ROBOTs! @ Dec 5 2008, 11:13 AM) <{POST_SNAPBACK}>interest dia sangat saket wow...mampukah anda bayar interest bank yg tinggi tuh???huhu...kalau gaji RM2k aku rasa ok lagi, kalau 2k kebawah...harap maklumlah...hehe...aku penah buat loan pakai kredit kad utk naza gtr, malah bukan loan lg tp dah dikire cash...tp bapak nak membayar nye...pehhh...pedih sangat...RM600 sebulan utk withdrawal RM7690.00...lol...memang sakit tu.. huhu..aku baru jer buat cash advance semalam kat maybank untuk bayar keta.. aku amik rm600 jer pastu dia kata interest 5%.. maknanya aku kena bayar balik RM630 la kan?? kalau camtu, ok la.. time2 terdesak memang berguna kad kredit nih.. hehehehe.. p/s: nak tunggu duit hibah lama la pulak.. huhuhuhuhu.. Quote Share this post Link to post Share on other sites
LanoV 22 Report post Posted December 5, 2008 Korang nie ada buat calculation dulu ker sebelum guna kredit kad... camnie..(1) Kira berapa banyak charge interest dikenakan kalau ko lewat bayar kereta bulan tu.. contoh dia caj RM15.00 sahaja.(2) Kira berapa banyak charge interest kalau ko widrawal cash dengan kad kredit... contoh dia caj RM30.00 sahaja.So, mana lebih save, nak biarkan tak berbayar bulan nie jer ker atau nak guna kad kredit untuk cover hutang kereta? Pastikan ko amik kira kos2 lain yang terlibat jika ada. Quote Share this post Link to post Share on other sites
apontah 0 Report post Posted December 5, 2008 QUOTE(ROBOTs! @ Dec 5 2008, 03:08 PM) <{POST_SNAPBACK}>RM600? oklah...tp kalau withdrawal riban2...x berbaloi wow...baik tunggu dari tergesa gesa nak guna wang dari kad kredit tu...btw RM600 tu sebagai loan ketakan?? keta apa yg ko beli sampai loan dia low mcm tu?keta myvi jer.. 9 tahun loan.. dalam RM600 bulan2.. hehehehe.. Quote Share this post Link to post Share on other sites
PETABITE 0 Report post Posted December 6, 2008 Ermmm, macam kad kredit tuh, kalau tak nak bayar interest dia, bayar sebelom due dia, secepat mungkin lah. Dalam seminggu swipe card ke.. mmg dia tak caj interest lah.. Btw aku punya cc RHB bisnes credit card, tak tau la cc lain camner.. Quote Share this post Link to post Share on other sites
teri-chan 5 Report post Posted December 7, 2008 QUOTE(PETABITE @ Dec 6 2008, 01:09 PM) <{POST_SNAPBACK}>Ermmm, macam kad kredit tuh, kalau tak nak bayar interest dia, bayar sebelom due dia, secepat mungkin lah. Dalam seminggu swipe card ke.. mmg dia tak caj interest lah.. Btw aku punya cc RHB bisnes credit card, tak tau la cc lain camner..same... kalu ko byr jumlah yg same atau lebih sebelum ms due date tu ko takkan kenekan finance charges. kalu let say utang kad ko 1k.. ko byr 500 je.. next month sure kene finance charges. Quote Share this post Link to post Share on other sites