Adawiah 2 Report post Posted July 3, 2008 The executive summary section of a business plan is a summary of the highlights of your business plan. Even though the topic appears first in the printed document, most business plan developers leave the writing of the executive summary until the end. This summary is the doorway to the rest of the plan. Get it right or your target readers will not go further than the executive summary.What should an executive summary include?For a standard business plan, the first paragraph of the executive summary should generally include: * Business name * Business location * What product or service you sell * Purpose of the planAnother paragraph should highlight important points, such as projected sales and profits, unit sales, profitability and keys to success. Include the news you don’t want anyone to miss. This is a good place to put a highlights chart, a bar chart that shows sales, gross margin, and profits before interest and taxes for the next three years. You should also cite and explain those numbers in the text.Different plans require different summariesAn internal plan, such as an operations plan, annual plan, or strategic plan, doesn’t have to be as formal with its executive summary. Make the purpose of the plan clear, and make sure the highlights are covered, but you don’t necessarily need to repeat the location, product/service description, or other details.Never waste words in a summary.If you’re looking for investment, say so in your executive summary, and specify the investment amount required and the percent of equity ownership offered in return. You should probably also add some highlights of your management team and your competitive edge.If you’re looking for a loan, say so in the executive summary, and specify the amount required. Leave loan details out of the summary.How long should an executive summary be?Experts differ on how long an executive summary should be. Some insist that it takes just a page or two, others recommend a more detailed summary, taking as much as ten pages, covering enough information to substitute for the plan itself. Although 50+ page business plans used to be common, investors and lenders these days expect a concise, focused plan.The best length for an executive summary is a single page. Emphasize the main points of your plan and keep it brief. You are luring them in to read more of the plan, not explaining every detail.Don’t confuse an executive summary with the summary memo. The executive summary is the first chapter in a business plan. A summary memo is a separate document, normally only 5-10 pages at most, which is used to substitute for the plan with people who aren’t ready to see the whole plan. Quote Share this post Link to post Share on other sites
FrogStone 0 Report post Posted July 3, 2008 wink.gif Setakat loan 50k takyah wat kertas kerja pun.isi borang jer..kalau nak cth jalan kerja MARA bawah 50 k..kasi e-mail.nanti saya attach..PERCUMA.tolong sesama islam[email protected]sekian, terima kasih Quote Share this post Link to post Share on other sites
jaimacho 0 Report post Posted July 5, 2008 PERKHIDMATAN PENYEDIAAkertas kerjaN KERTAS KERJA PINJAMAN PERNIAGAANMenjalankan perkhidmatan penyediaan kertas kerja pinjaman perniagaan untuk:-Bank,PNB,PUNB,TEKUN,MARA. Penyediaan kertas kerja untuk semua jenis perniagaan.Contoh:1)PERCETAKAN2)PERTANIAN(SAYURAN,TANAMAN KONTAN)3)PENTERNAKAN(LEMBU,KAMBING)4)PERIKANAN5)PEMBELIAN KENDERAAN6)PERKILANGAN7)PEMBUATAN8)KEDAI RUNCIT9)PERKHIDMATAN10)RESTORAN11)DLL....... hubungifaizalH/P :0192099719email : [email protected] Quote Share this post Link to post Share on other sites
Adawiah 2 Report post Posted July 6, 2008 PERKHIDMATAN PENYEDIAAkertas kerjaN KERTAS KERJA PINJAMAN PERNIAGAANMenjalankan perkhidmatan penyediaan kertas kerja pinjaman perniagaan untuk:-Bank,PNB,PUNB,TEKUN,MARA. Penyediaan kertas kerja untuk semua jenis perniagaan.Contoh:1)PERCETAKAN2)PERTANIAN(SAYURAN,TANAMAN KONTAN)3)PENTERNAKAN(LEMBU,KAMBING)4)PERIKANAN5)PEMBELIAN KENDERAAN6)PERKILANGAN7)PEMBUATAN8)KEDAI RUNCIT9)PERKHIDMATAN10)RESTORAN11)DLL....... hubungifaizalH/P :0192099719email : [email protected]erm..tumpang tanah orang nih..apapun..pihak kami juga MENTEDIAKAN PERKHIDMATAN membuat kertas kerja pinjaman dengan kadar yang amat berpatutan.thanx Quote Share this post Link to post Share on other sites
rieatie7782 0 Report post Posted July 7, 2008 NAK [email protected] Quote Share this post Link to post Share on other sites
Adawiah 2 Report post Posted July 10, 2008 salamatas permintaan ramai, pihak kami juga menyediakan perkhidmatan pengisian borang pinjaman MARA (RP2P)bagi pinjaman rm50k ke bawah. anda hanya perlu faxkan maklumat perniagaan selebihnya pihak kami buatkan termasuk proforma untung rugi, aliran tunai dan kunci kira-kira.caj yang dikenakan amatlah berpatutan.sila hubungi 013 9506066 untuk maklumat lanjut atau layari website kami.thanx Quote Share this post Link to post Share on other sites
gilos 0 Report post Posted July 14, 2008 salam,puan adawiyah. saya ada hantar pm kat awak. harap dpt balas secepat mungkin ye?nak tahu jugak, if nak buat kertas kerja untuk tekun, pinjaman 50k, berapa saya kena charge yer? Quote Share this post Link to post Share on other sites
Adawiah 2 Report post Posted July 14, 2008 salam,puan adawiyah. saya ada hantar pm kat awak. harap dpt balas secepat mungkin ye?nak tahu jugak, if nak buat kertas kerja untuk tekun, pinjaman 50k, berapa saya kena charge yer?terima kasih atas msg anda. semua dah di balas melalui sms..thnax Quote Share this post Link to post Share on other sites
Adawiah 2 Report post Posted July 16, 2008 sebarang pertanyaan mengenai kertas kerja leh sms saya di 0139506066atau YM : n_adawiahterima kasih.. Quote Share this post Link to post Share on other sites
Adawiah 2 Report post Posted July 17, 2008 SKIM USAHAWAN TANI KOMERSIL SISWAZAH (SUTKS)OBJEKTIF * Untuk mengurangkan kadar pengangguran di kalangan siswazah * Untuk mewujudkan siswazah tani komersil * Siswazah menganggur yang berminat dalam sektor pertanian dan mahu menjadikan pertanian sebagai kerjaya sepenuh masaPROJEK YANG LAYAK DI BIAYAI * Aktiviti pengeluaran dan pemprosesan makanan merangkumi tanaman, perikanan dan ternakan * Aktiviti huluan berkaitan dengan pengeluaran makanan seperti pengeluaran benih ikan dan pengeluaran makanan ternakan * Digalakkan projek yang cepat mengeluarkan hasil * Pembiayaan merangkumi modal tetap dan modal kerja * Nilai Pembiayaan o Sehingga 100% daripada kos projek o Had maksimum RM50,000 * Tempoh Pembiayaan o Maksimum 6 tahun * Kaedah Pembiayaan o Pembiayaan adalah secara Al-Bithaman Ajil (BBA) dengan kadar keuntungan 3.75% setahun * Bayaran Balik o Bayaran balik bermula apabila projek mengeluarkan hasil * Cagaran / Jaminan o Sekurang-kurangnya 1 orang penjamin yang berpendapatan tetap. atau dijamin oleh salah seorang daripada keluarga pemohon, samaada bapa, atau ibunya atau adik beradik atau sokongan daripada ketua kampung atau jabatan kerajaan yang berkaitan dengan projek yang dijalankan. * Perlindungan Takaful o Peminjam individu dikehendaki mengambil takaful gadai-janji o Kos premium boleh dijadikan sebagai sebahagian daripada pembiayaan. * Bayaran Pemprosesan o RM50 bagi pinjaman sehingga RM30,000 o RM100 bagi pinjaman melebihi RM30,000 * Yuran Guaman o Nilai bayaran guaman ialah 0.5% daripada nilai pembiayaan tertakluk kepada nilai minimum RM20 * Sekuriti Deposit o Dikecualikan * Sebarang pertanyaan dan permohonan pembiayaan Skim SUTKS boleh dibuat di mana-mana cawangan BPM atau Ibu Pejabat BPM Quote Share this post Link to post Share on other sites
Adawiah 2 Report post Posted July 20, 2008 Business Plan Content Business plans are decision-making tools. There is no fixed content for a business plan. Rather the content and format of the business plan is determined by the goals and audience. A business plan should contain whatever information is needed to decide whether or not to pursue a goal.For example, a business plan for a non-profit might discuss the fit between the business plan and the organization’s mission. Banks are quite concerned about defaults, so a business plan for a bank loan will build a convincing case for the organization’s ability to repay the loan. Venture capitalists are primarily concerned about initial investment, feasibility, and exit valuation. A business plan for a project requiring equity financing will need to explain why current resources, upcoming growth opportunities, and sustainable competitive advantage will lead to a high exit valuation.Preparing a business plan draws on a wide range of knowledge from many different business disciplines: finance, human resource management, intellectual property management, supply chain management, operations management, and marketing, among others.[6]. It can be helpful to view the business plan as a collection of sub-plans, one for each of the main business disciplines.[7] Quote Share this post Link to post Share on other sites
Adawiah 2 Report post Posted July 24, 2008 What Should Your Business Plan Include?Background & HistoryBusiness & ProductA description of your product(s), pictures / samplesDirectors & Management ProfileOrganisation Chart, Track RecordBusiness CycleYour buyers and sellersThe terms of your business dealingsProduction ProcessThe processes involved in producing your Product(s), ProductionCapacity, Volume, etc.prev. Quote Share this post Link to post Share on other sites
zemiezemie 0 Report post Posted July 25, 2008 What Should Your Business Plan Include?Background & HistoryBusiness & ProductA description of your product(s), pictures / samplesDirectors & Management ProfileOrganisation Chart, Track RecordBusiness CycleYour buyers and sellersThe terms of your business dealingsProduction ProcessThe processes involved in producing your Product(s), ProductionCapacity, Volume, etc.prev.kalo bisnes perkhidmatan yg hanye ade pemilik dan pekerja, bhgn 'director & management profile' & 'organization chart,track record' tu camne? Quote Share this post Link to post Share on other sites
odie 0 Report post Posted July 25, 2008 kalau tuk buat bisnes penternakan kupang plak mcm mane?? leh tolong..? tq Quote Share this post Link to post Share on other sites
Adawiah 2 Report post Posted July 28, 2008 kalo bisnes perkhidmatan yg hanye ade pemilik dan pekerja, bhgn 'director & management profile' & 'organization chart,track record' tu camne?kalau bahagian directors @ management profile tukarkan pada maklumat pemilik dan maklumat pekerja yang ada. Quote Share this post Link to post Share on other sites
Adawiah 2 Report post Posted August 1, 2008 What Should Your Business Plan Include?Background & History * Business & Product * A description of your product(s), pictures / samples * Directors & Management Profile * Organisation Chart, Track Record * Business Cycle * Your buyers and sellers * The terms of your business dealings * Production Process * The processes involved in producing your Product(s), Production * Capacity, Volume, etc. Quote Share this post Link to post Share on other sites
Adawiah 2 Report post Posted August 4, 2008 WHAT YOUR BUSINESS PLAN SHOULD HAVE3. Industry, Competitors & Business Strategyindustry OverviewDescribe the industry you operate in and how your business fits in this industryWho Your Competitors AreThe Factors That Will Ensure Your SuccessWhat Is Your Business StrategyBriefly describe your unique value proposition. For example, lower cost hencebetter value for money, your focus on niche markets allows your expertise toflourish, etc.Sales & Marketing Strategies Quote Share this post Link to post Share on other sites
Adawiah 2 Report post Posted August 6, 2008 What Should Your Business Plan Include?4. Financials – Past, Present & Future3 Years’ Historical Audited AccountsLatest Management AccountsFuture Projections – At Least 1 YearBank Statements & Loan StatementsRepayment RecordCashflow Managemen Quote Share this post Link to post Share on other sites
Adawiah 2 Report post Posted August 10, 2008 Writing the Business Plan: Section 8The Cash Flow ProjectionThe Cash Flow Projection shows how cash is expected to flow in and out of your business. For you, it's an important tool for cash flow management, letting you know when your expenditures are too high or when you might want to arrange short term investments to deal with a cash flow surplus. As part of your business plan, a Cash Flow Projection will give you a much better idea of how much capital investment your business idea needs.For a bank loans officer, the Cash Flow Projection offers evidence that your business is a good credit risk and that there will be enough cash on hand to make your business a good candidate for a line of credit or short term loan.Do not confuse a Cash Flow Projection with a Cash Flow Statement. The Cash Flow Statement shows how cash has flowed in and out of your business. In other words, it describes the cash flow that has occurred in the past. The Cash Flow Projection shows the cash that is anticipated to be generated or expended over a chosen period of time in the future.While both types of Cash Flow reports are important business decision-making tools for businesses, we're only concerned with the Cash Flow Projection in the business plan. You will want to show Cash Flow Projections for each month over a one year period as part of the Financial Plan portion of your business plan.There are three parts to the Cash Flow Projection. The first part details your Cash Revenues. Enter your estimated sales figures for each month. Remember that these are Cash Revenues; you will only enter the sales that are collectible in cash during the specific month you are dealing with.The second part is your Cash Disbursements. Take the various expense categories from your ledger and list the cash expenditures you actually expect to pay that month for each month.The third part of the Cash Flow Projection is the Reconciliation of Cash Revenues to Cash Disbursements. As the word "reconciliation" suggests, this section starts with an opening balance which is the carryover from the previous month's operations. The current month's Revenues are added to this balance; the current month's Disbursements are subtracted, and the adjusted cash flow balance is carried over to the next month. Quote Share this post Link to post Share on other sites
Adawiah 2 Report post Posted August 12, 2008 Sedang berfikir untuk menceburi bidang perniagaan …. Sila baca ini dahulu!by PUNBArtikel 'semua yang anda ingin tahu' ini merupakan satu editorial yang berfaedah yang memberi satu senarai 'sebelum anda bermula' yang baik. Senarai ini berguna untuk mereka yang serius untuk memulakan perniagaan sendiri.Memula dan mengurus perniagaan memerlukan motivasi, keinginan dan bakat. Ia juga memerlukan kajian dan perancangan yang rapi.Seperti permainan catur, kejayaan di dalam perniagaan bermula dengan langkah yang tegas dan tepat. Walaupun kesalahan yang dilakukan di peringkat permulaan berniagan tidak begitu menjejaskan perniagaan, tetapi ia memerlukan kemahiran, disiplin dan usaha gigih untuk mendapatkan semula peluang tersebut.Untuk berjaya, cari dan nilai matlamat perniagaan dan juga diri anda.Gunakan maklumat ini untuk merangka pelan perniagaan secara menyeluruh yang dapat membantu anda mencapai matlamat tersebut.Proses untuk merancang pelan perniagaan akan membantu anda untuk berfikir mengenai isu-isu penting yang belum anda pertimbangkan. Perancangan anda akan menjadi alat dan buku panduan yang berharga untuk anda berusaha mencari sumber pembiayaan.Ia juga berfungsi sebagai pengukur kejayaan perniagaan anda.1. Baru BermulaSebelum bermula, senaraikan sebab-sebab anda mahu memulakan perniagaan. Sebahagian daripadanya ialah :· Anda ingin menjadi seorang majikan· Anda inginkan kebebesan kewangan· Anda inginkan kebebasan kreativiti· Anda ingin menggunakan sepenuhnya kemahiran dan pengetahuan yang ada2. Menentukan perniagaan yang 'sesuai untuk anda'. Tanya diri anda :· Apa yang saya buat di masa lapang?· Apakah kemahiran teknikal yang telah saya pelajari atau perolehi?· Apa pendapat orang lain tentang kebolehan saya?· Bolehkah saya mendapat sokongan dari keluarga ?· Berapa banyak masa yang saya ada untuk mengusahakan perniagaan saya?· Adakah saya mempunyai hobi atau minat yang boleh dipasarkan?3. Kenalpasti 'niche' perniagaan anda. Jalankan kajian yang perlu untuk menjawab soalan-soalan ini:· Apakah jenis perniagaan yang saya minati?· Apakah khidmat atau produk yang saya akan pasarkan?· Adakah idea saya praktikal dan bolehkah ia menepati kehendak/ keperluan?· Siapakah persaing saya?· Apakah kelebihan perniagaan saya berbanding dengan perniagaan sedia ada?· Bolehkah saya memberikan khidmat yang berkualiti tinggi?· Bolehkah saya mengwujudkan permintaan terhadap perniagaan saya?4. Buat senarai 'pra-perniagaan'.Anda perlu menjawab soalan-soalan ini:· Apakah kemahiran dan pengalaman yang boleh saya sumbangkan kepada perniagaan ini?· Bagaimana kedudukan saya di sisi undang-undang?· Bagaimana rekod perniagaan akan dikendalikan?· Apakah jenis perlindungan insuran yang diperlukan?· Apakah peralatan atau bekalan yang diperlukan?· Apakah imbuhan untuk diri saya?· Apakah sumber yang saya perlukan?· Di manakah premis perniagaan saya?· Apakah nama perniagaan saya?Jawapan ini akan membantu anda untuk membuat rancangan perniagaan lebih fokus dan menyeluruh yang boleh berfungsi sebagai 'blueprint'. Ia akan memberi butiran terperinci bagaimana peniagaan akan dijalankan dan diuruskan.Rancangan perniagaan merupakan asas penting untuk memulakan perniagaan. Setelah anda menyiapkan rancangan tersebut, semak dengan kawan dan rakan perniagaan. Apabila anda berpuas hati dengan isi dan strukturnya, buatlah temujanji dengan pegawai bank untuk semakan dan perbincangan lanjut. Rancangan perniagaan adalah dokumen fleksibel dan perlu berubah apabila perniagaan anda berkembang. Quote Share this post Link to post Share on other sites
Adawiah 2 Report post Posted August 15, 2008 Tip Untuk Memohon- Panduan Untuk Menyediakan Pelan PerniagaanSebagai panduan untuk menyediakan pelan perniagaan untuk memohon pakej keusahawanan PKS, rangkakan dokumen anda dengan menunjukkan bahagian untuk Ringkasan Eksekutif, Peluang Perniagaan, Strategi Perniagaan & Petunjuk Pencapaian, Pelan Pemasaran, Pelan Operasi Pengurusan dan Kakitangan Utama dan Unjuran Kewangan. * Ringkasan Eksekutif - Membincangkan peluang perniagaan, teknologi, produk, pasaran dan pengurusan; cadangan jumlah kewangan dan kegunaan untuk menjalankan perniagaan, ringkasan penyata pendapatan 5 tahun dan modal yang diperlukan. * Peluang Perniagaan - Memberi gambaran tentang produk dan teknologi yang digunakan, mengapa pelanggan mahukannya dan bagaimana ia dapat memenuhi kehendak pelanggan. * Strategi Perniagaan dan Petunjuk Pencapaian -Menyenaraikan strategi perniagaan termasuklah kewangan, teknologi dan pembangunan produk * Pelan Pemasaran - Perlu merujuk kepada keperluan pelanggan, segmen pasaran, saluran pengagihan, strategi dan pelan jualan, saingan dan kedudukan pasaran. * Pelan Operasi - Perlu menunjukkan Pelan Kejuruteraan dan pembuatan, pelan pentadbiran dan kemudahan pengeluaran. * Pengurusan dan Kakitangan Utama - Biodata lengkap setiap kakitangan utama, organisasi, pelan perjawatan dan jumlah unjuran pekerja, dan program insentif dan ganti rugi sekiranya ada. * Unjuran Kewangan - Unjuran proforma 5 tahun termasuk untung dan rugi, imbangan duga, penyata aliran tunai bersama andaian-andaian. Quote Share this post Link to post Share on other sites
Adawiah 2 Report post Posted August 20, 2008 TERBARU !!KERTAS KERJA DOBI TELAH DI MASUKKAN DALAM PAKEJ KAMI..CEPAT DAPATKANNYA Quote Share this post Link to post Share on other sites
Adawiah 2 Report post Posted August 24, 2008 dapatkan volume ii dengan cth yang lebih terkini..lebih padat.. Quote Share this post Link to post Share on other sites
Adawiah 2 Report post Posted August 29, 2008 TERBARU..BANYAK LAGI CTH BARU MASUK-KATERING-BAKERI-FROZEN FOOD- CCDLL Quote Share this post Link to post Share on other sites