PerWaris 0 Report post Posted July 24, 2008 (edited) Assalamualaikum kepada warga putera.comDi thread baru aku nie, aku nak extend financial service aku (aku full time unit trust consultant PUblic Mutual-bole refer thread aku di kerjaya section), dengan menawarkan “bantuan†kepada mereka yg tertekan dgn hutang lapuk kad kredit dn mengalami masalah buyaran bulanan yg tertunggak. Aku rasa ramai yg dah tahu..â€bantuan†yg aku tawarkan ialah dgn mengajak sesapa yang2 berkenaan menggunakan program “eazypayment†kad kredit utk kurangkan “sakit kepala korang†tiap2 bulanBagaimana program nie kurangkan installment and bagi cash $$ ?Sekiranya anda pemegang kad kredit MBB yang ber had limit, RM 8,000..anda ada baki tertunggak RM 5000 dan anda decide utk mengambil program eazypayment ini selama 36 bulan (3 tahun) Interest utk MBB = 19% Kredit limit 8000 x 19% interest = RM 1520Outstanding anda RM 5,000 + RM 1520 (19% interest) = RM 6520Cash money $ yg akan di pulangkan kepada anda, RM 8,000-RM 6520 = RM 1480 Monthly installment, RM 8,000 (jumlah yg korang bayr to bank) / 36 bulan = RM 222.22 fixed with no interest Sbg perbandingan; RM 8,000 x 5% = RM 400Baki next month = (RM 7,600 (RM 8,000 – RM 400) + 1.5%) x 5% = RM 385.79..and so onn…selama 20 bulan Kesimpulannya Kurangkan bayaran bulanan minima kad kredit anda sehingga lebih 40%?Kurangkan kos hutang kad kredit ke 6% setahun dari 18% setahun?Mempunyai status kredit yang baik?Elak dari disenarai-hitamkan?faedahnya…. Tiada urusan pembayaran pendahuluan diperlukan/dikenakanJimat sehingga 6.5% sebelum processJimat sehingga 12% setahunPengurangan bayaran amsuran bulananSebarang pengeluaran wang tiada dikenakan faedah 5%Menyelesaikan masalah lebihan penggunaan Credit Card andaKelulusan dijamin 100%Pembayaran balik semuanya mealui bankBoleh selesaikan hutang kad kredit dalam masa 3-4 tahunMemperbaharui record kad kredit bagi menaikkan kredit limitKad Kredit Bank2 yang boleh di prosessMaybank -24 bulan (17% interest) /36 bulan (19% interest) Hongleong - 36 bulan (20% interest) RHB – 24 Bulan (17% interest) EON – 24 bulan (17% interest) / 36 bulan (19% interest)/48 bulan (22% Interest) / 60 bulan (25% interest) PUBLIC – 24 bulan (11% Interest) BSN – 24 bulan (12 % interest) HSBC -12 bulan (12% interest) Standard Chartered – 24 bulan (18% interest) Arab Malaysian – 24 bulan (17% interest) ~~~~~~~~~~~~~~~~~~~~~~Syarat2....Mula-mula sekali, kenalpasti maklumat setiap kad kredit anda:a. Nama Bankb. Credit Limitc. Available Balanced. Masih aktifTransaction Office- Level 9, Amcorp Mall left wing berminat sila email [email protected] or call/sms 019-6928364 YIM . amirul.nazri Update No.1 dated 09.08.2008Please refer to Page 2 Eazypayment Restructuring Charge utk senarai credit cards yg terpilih serta detail interest dan repayment terbaru Update No.2 dated 14.08.2008Please refer to Page 2 post *46 OCBC, AFFIN and ALLIANCE are now open to EPP.. Update No.3 dated 26.08.2008Please refer to Page 3 post *52..detail ttg agensi tempat saya jadi agent epp nie dan FAQ.. Update No.4 dated 04.09.2008Please refer to Page 3 New Eazypayment Restructuring Charge utk senarai credit cards yg terpilih serta detail interest dan repayment terbaru Edited September 4, 2008 by Etiqa Quote Share this post Link to post Share on other sites
tehkosong 0 Report post Posted July 24, 2008 ok ke ni, ada x org lain yg penah buat. Quote Share this post Link to post Share on other sites
yazydz 0 Report post Posted July 24, 2008 Kad Kredit Bank2 yang boleh di prosessMaybank -24 bulan (17% interest) /36 bulan (19% interest) Hongleong - 36 bulan (20% interest) RHB – 24 Bulan (17% interest) EON – 24 bulan (17% interest) / 36 bulan (19% interest)/48 bulan (22% Interest) / 60 bulan (25% interest) PUBLIC – 24 bulan (11% Interest) BSN – 24 bulan (12 % interest) HSBC -12 bulan (12% interest) Standard Chartered – 24 bulan (18% interest) Arab Malaysian – 24 bulan (17% interest) ~~~~~~~~~~~~~~~~~~~~~~nak tanya....kenapa kad kredit CIMB x bleh??? Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 24, 2008 ok ke ni, ada x org lain yg penah buat. betui bro...aku sendiri ada buat. contoh kiraan di atas adalah kiraan aku punya kredit kad sendirikalau ko nak reference, PM aku Kad Kredit Bank2 yang boleh di prosessMaybank -24 bulan (17% interest) /36 bulan (19% interest) Hongleong - 36 bulan (20% interest) RHB – 24 Bulan (17% interest) EON – 24 bulan (17% interest) / 36 bulan (19% interest)/48 bulan (22% Interest) / 60 bulan (25% interest) PUBLIC – 24 bulan (11% Interest) BSN – 24 bulan (12 % interest) HSBC -12 bulan (12% interest) Standard Chartered – 24 bulan (18% interest) Arab Malaysian – 24 bulan (17% interest) ~~~~~~~~~~~~~~~~~~~~~~nak tanya....kenapa kad kredit CIMB x bleh???td aku check sama ofis dia kata mmg CIMB tak bagi facilities utk kemudahan program nie..oleh itu, kalau still insist, aku suggest ko transfer CIMB ko to RHB/EON..pas transfer baru bley buat eazypayment through this program.apa2 hal, sms aku..aku bley tolong ko. Quote Share this post Link to post Share on other sites
LanoV 22 Report post Posted July 24, 2008 Cara aku kurangkan hutang kad kredit plak... batalkan semua kad kredit.. & cuma guna satu kad jer... so senang nak monitor kalau terlebih belanja. Dan kalau takbleh jugak... batalkan smua kad kredit.. & pakai hanya cash sahaja.. atau beralih ke Debit Card... hehehe Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 24, 2008 Cara aku kurangkan hutang kad kredit plak... batalkan semua kad kredit.. & cuma guna satu kad jer... so senang nak monitor kalau terlebih belanja. Dan kalau takbleh jugak... batalkan smua kad kredit.. & pakai hanya cash sahaja.. atau beralih ke Debit Card... hehehe salam bro lanoxkalau nak batalkan mmg senang bro..but yg tertunggak still kena jelaskan dulu.. sesiapa yg ingin mendapatkan fakta yg lebih jelas ttg program nie..bole rujuk http://www.kml-mgmt.comnie company yg bukan cam Ah Long..tp nak tolong Quote Share this post Link to post Share on other sites
B@zSh™ 1 Report post Posted July 24, 2008 Aku ada baca banyak gak yang buat macam ni skangTp...kalo outstanding balance dalam RM1-2k jer..still kena wat full loan ke? Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 24, 2008 (edited) Aku ada baca banyak gak yang buat macam ni skangTp...kalo outstanding balance dalam RM1-2k jer..still kena wat full loan ke?boleh bro..no prob..my first client hanya ada outstanding 2K but dia buat full sebb nk amik cash$$ extra dan menikmati bayaran bulanan yg murah dan 0 interest.. tp walau apapun, terpulang pada objektif ko nak plan cmno Edited July 24, 2008 by Etiqa Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 24, 2008 dulu sblum aku jadi unit trust consultant public mutual..aku cm org di bawah nie, di belenggu oleh kad kreditskang bila dah full time unit trust consultant, bila dah gain financial freedom..aku teringat zaman hidup aku yg cam org di atas..tue yg terniat di hati aku nak jadik ajen easzypayment nie..kalau anda masih mampu menjelaskan bil kad kredit anda,,tak perlu la melanggan program nienie hanya nak menolong mereka yg "kesempitan ajer" atau nak cari extra Cash $$aku memahami kesempitan hidup anda di belenggu... Quote Share this post Link to post Share on other sites
engenius 0 Report post Posted July 24, 2008 bro aktif ker buat benda ni??bro dari carigold punya forumer ker? Quote Share this post Link to post Share on other sites
B@zSh™ 1 Report post Posted July 24, 2008 Wah...dalam diam pun sempat lagi selit UTC tu hehe Neway...nnt kalo la aku ada masalah seperti kat atas aku cari ko k Benda ni memang bagus untuk sesiapa yang terlalu banyak outstanding balance ngan pihak bankProblem ngan CC ni...ko akan banyak kena bayar bunga kalo ko x pandai manage CC Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 26, 2008 bro aktif ker buat benda ni??bro dari carigold punya forumer ker?sorry bro gua late reply..aku juga active forumer kat carigold as "PerWaris". yes, aku selain dpd full time unit trust consultant, nie adalah value added service yg aku provide kat prospek and/or everybody...la nie aku dah bawak 10 org customer dlm masa 1 minggu jer.so far alhamdulillah, depa berterima kasih kat aku kerana bantu depa.kalau ko ada masalah payment and berniat nak subscribe, contact aku. aku bantu ko Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 26, 2008 Wah...dalam diam pun sempat lagi selit UTC tu hehe Neway...nnt kalo la aku ada masalah seperti kat atas aku cari ko k Benda ni memang bagus untuk sesiapa yang terlalu banyak outstanding balance ngan pihak bankProblem ngan CC ni...ko akan banyak kena bayar bunga kalo ko x pandai manage CCheheh..business man sentiasa cari peluang bro. wokey bro..kalau ada masalah just contact me..kalau ada sesapa yg berminat, aku bg komisen kat referral. tq bro Quote Share this post Link to post Share on other sites
engenius 0 Report post Posted July 26, 2008 bro aku minat la nak buat benda ni...tapi aku send PM kat dreamteam dia mcm tak reply jer....leh jumpa tak bro,citer kat saya mcm mana nak buat benda ni? Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 26, 2008 bro aku minat la nak buat benda ni...tapi aku send PM kat dreamteam dia mcm tak reply jer....leh jumpa tak bro,citer kat saya mcm mana nak buat benda ni?ok bro, dimana aku bley jumpa Ko??nanti aku show ko camna kiraan dia..ko sms aku di 019-6928364..aku akan contact ko balik. Quote Share this post Link to post Share on other sites
engenius 0 Report post Posted July 26, 2008 aku dok area KL jer....nanti aku sms ko... Quote Share this post Link to post Share on other sites
engenius 0 Report post Posted July 26, 2008 bro,benda ni dari segi hukum mcm mana ek?halal ker?yer la sebab credit card kan ada interest,dah termasuk dlm riba sebenarnya,so just nak tahu jer la... Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 27, 2008 bro,benda ni dari segi hukum mcm mana ek?halal ker?yer la sebab credit card kan ada interest,dah termasuk dlm riba sebenarnya,so just nak tahu jer la...aku tak pandai bab halal dan haram but benda nie mmg dah tolong org...kalau benda nie haram, maka kredit kad pun haram tetapi penggunaannya rite now very common..tujuan asal kredit kad adalah untuk menyediakan kemudahan and org yg pakai sepatutnya menggunakannya di jalan yg betul. tetapi bila ramai dah sangkut, tue yg jadi beban. Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 28, 2008 Bump...utk tatapan sesapaa yg mungkin memerlukan bantuan Quote Share this post Link to post Share on other sites
ayoi 1 Report post Posted July 28, 2008 Bump...utk tatapan sesapaa yg mungkin memerlukan bantuan AMBANK NGAN CITBANK BOLEH? Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 28, 2008 AMBANK NGAN CITBANK BOLEH?Ambank bley..24 bulan tempoh bayaran balik with 17% interest citibank takder dlm listing but kalau nak, bley buat. transfer balance dulu ke eon or rhb (yg aku most rekomen, agen cc pun ada utk tolong buat transfer balance) Quote Share this post Link to post Share on other sites
cottage 0 Report post Posted July 28, 2008 ekekeke bro dah expand bizness.. nak tanya bro, berdasarkan contoh kiraan ko di atas sana, kalau org yg dah exceed kredit limit tak dpt refund la yer?/silap2 kena topup.??!!! betui ker bro Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 29, 2008 ekekeke bro dah expand bizness.. nak tanya bro, berdasarkan contoh kiraan ko di atas sana, kalau org yg dah exceed kredit limit tak dpt refund la yer?/silap2 kena topup.??!!! betui ker broyes bro. sebb interest tue berkadar dgn baki tertunggak semasa. kalau credit limit + exceed limit x 19% (contoh MBB)..akan kena topup balik. Quote Share this post Link to post Share on other sites
cottage 0 Report post Posted July 29, 2008 yes bro. sebb interest tue berkadar dgn baki tertunggak semasa. kalau credit limit + exceed limit x 19% (contoh MBB)..akan kena topup balik. bro, kalau aku rekomen kan client aku, bley dpt komisen? ada 2 org dah yg berminat but diorang pakai citi bank..kena transfer balance la ekk? Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 29, 2008 bro, kalau aku rekomen kan client aku, bley dpt komisen? ada 2 org dah yg berminat but diorang pakai citi bank..kena transfer balance la ekk?bley but not full la like aku bagi kat referral unit trust investor.. maybe share 50-50mana2 bank yg tak ada dlm listing in my very first post, kena buat transfer balance. aku promote eon bank kerana term eppnya paling flexible. (aku tolong buatkan transfer skali utk kemudahan client) Quote Share this post Link to post Share on other sites