PerWaris 0 Report post Posted July 14, 2008 (edited) Bleh antar more info mengenai UT [email protected]Salam kulats..check ur email . I hanya send infor ttg UT investment. Please check the attachments ok. sekiranya u more preferred on UTC Career prospectl, please reply my email tersebut. Edited July 14, 2008 by Etiqa Quote Share this post Link to post Share on other sites
rieatie7782 0 Report post Posted July 14, 2008 bro..nak tanya sket..utc yg blum exam maknanya dia blum bleh buat sales...so,soalannya...boleh ka dia buat sales under upline dia?atas discussion yg komisen akan d beri dan bila utc tadi dah lulus exam dan dpt authorise utk buat sales,boleh ka aset tadi d tukar drpd upline ke dwnline tadi...harap dapat beri penjelasan..tq Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 15, 2008 bro..nak tanya sket..utc yg blum exam maknanya dia blum bleh buat sales...so,soalannya...boleh ka dia buat sales under upline dia?atas discussion yg komisen akan d beri dan bila utc tadi dah lulus exam dan dpt authorise utk buat sales,boleh ka aset tadi d tukar drpd upline ke dwnline tadi...harap dapat beri penjelasan..tqyes ko bley buat. ko arrange ngan upline ko ttg komisen and make sure ko dpt 100%aset tadi bley di transfer balik ke tangan ko bila dah dpt agent code but ia takkan di counted as ur sales towards promotion. Kompeni juga takkan bayar komisen lagi.. Quote Share this post Link to post Share on other sites
supirsupian 0 Report post Posted July 16, 2008 tapi baik jadik agen dulu baru buat sales..baru berkeyakinan dan berketerampilan penuh gaya... Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 16, 2008 sumber dpd THe edge daily ttg NAV price Adjustment on last February 2008 15-07-2008: Avenue Invest: NAV adjustments allowed under SC guidelines by Gan Yen Kuan Email us your feedback at [email protected] KUALA LUMPUR: Avenue Invest Bhd’s move to revise downward the net asset value (NAV) of two of its funds — BondEXTRA and IncomeEXTRA — is in accordance with the guidelines of the Securities Commission (SC), according to the fund management company. It said the NAV adjustments were to “address the abnormal conditions in the fixed-income marketâ€, which has become increasingly illiquid following the cutting of fuel subsidies on June 4. It said such a step was taken to protect the interests of all unitholders in the two funds in these turbulent times. “We have briefed all relevant parties, including the trustee and the Securities Commission, before undertaking this adjustment exercise and continue to keep them informed. “This adjustment exercise is expressly allowed by the Guidelines on Unit Trust Funds issued by the Securities Commission and is set out in the prospectus of the said funds,†Avenue Invest said in an email reply to The Edge Financial Daily yesterday. It was reported that unitholders of BondEXTRA and IncomeEXTRA were at loggerheads with Avenue Invest, a company in the ECM Libra Avenue group, as the fund manager had cut the NAV of BondEXTRA and IncomeEXTRA by 10.8% and 12.6%, respectively, about two weeks ago. This raised questions on whether fund managers could adjust the NAVs of their funds based on their own valuation methodology. Avenue Invest had claimed that it had become increasingly difficult to trade bonds based on the prices provided by Bondweb Malaysia Sdn Bhd. For the past three years ended July 4, 2008, BondEXTRA and IncomeEXTRA had generated returns of 14.4% and 12.3% respectively, compared with the industry average of 9.3% during the same period. “Avenue Invest, being totally committed to the interests of all our investors in the two funds, is determined to ensure that we continue to provide them with the returns they have become accustomed to,†the company said. It has now based its prices on the Interest Rate Swap (IRS) market plus an additional spread. In an IRS, one party exchanges a stream of interest payments for another’s stream of cash flows. IRS is often used to alter exposure to interest-rate fluctuations by swapping fixed-rate obligations for floating-rate obligations, or vice-versa. An industry expert said it was not a common practice for fund managers to revise the NAV of their bond funds based solely on their own judgment. “It’s unusual. This is the first time I’ve heard of it. They (Avenue Invest) said they followed the IRS market but IRS and bond market are two quite different things,†he told The Edge Financial Daily on condition of anonymity. Meanwhile, Bondweb chief operating officer Meor Amri Meor Ayob said its bond pricing methodology was strictly scrutinised by the SC, and that the methodology was always in accordance with the guidelines set by SC. “If there is any party thinking that our evaluated price is 20 basis points different from what they think it should be, they have the right to complain to Bondweb and we are required to reply to them within 24 hours. Also, they are allowed to use their own price as the reference but they must get their board’s approval. “There are checks and balances and the SC scrutinises us all the time. We could be sued if we do a wrong calculation that results in investors losing money,†he said. Bondweb is the country’s first and only regulated bond pricing agency. Meor Amri declined to comment on Avenue Invest’s claim that Bondweb’s data was not relevant in the current bond market. However, he noted that Bondweb was responsible for assigning a “fair value†to a bond instead of the “market priceâ€. Hence, such fair value could not be seen as the definite market price of a bond. “Just like the property valuer giving a value to a property, we give a value to a bond. At the end of the day, whether the property is sold at that price depends on the buyer and seller,†Meor Amri said. “The same applies to bond pricing, we do not dictate the bond price but only its evaluated price,†he said. Quote Share this post Link to post Share on other sites
zippo 0 Report post Posted July 16, 2008 bro, tanya skit, cam mana nak carik orang untuk buat investment dengan kita? Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 16, 2008 bro, tanya skit, cam mana nak carik orang untuk buat investment dengan kita?biasanya kita akan mula dgn people surround us, family members, rakan study, rakan sekerja and etc. then, kita minta dpd setiap org yg kita kenal tue at least 5-10 org yg probably able to invest, then try to make appointment..bila appointment sedang berlansung, at the end tue nanti juga minta lagi 5 org referral yg have same probability..U UTC gak ker..Public Mutual agencies aktif buat roadshow, bersepah di merata tempat..kalau u join roadshow, u bley direct approach "cold market". Quote Share this post Link to post Share on other sites
bume 0 Report post Posted July 16, 2008 hye...sy mmg b'minat dlm pelaburan unit trust ni...sy mmg perlu kn info utk melabur..leh x bg detail ttg ni...emel sy [email protected] Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 16, 2008 hye...sy mmg b'minat dlm pelaburan unit trust ni...sy mmg perlu kn info utk melabur..leh x bg detail ttg ni...emel sy [email protected]hye to u back bume i dah send relevent informasi to your yahoo.com..check it out K.I hope to have ur reply. Thanks Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 16, 2008 (edited) one very good quote from one senior consultant in Public Mutual.. You don't need to be wealthy to start invest...But... you need to invest to be wealthy. .....................and....................mereka yg berminat nak melabur but takut2 ngan situasi market skang... cuba baca statement di bawah... aku copy dpd sumber di Personal Money Magazine. Risk means uncertainty of outcome. The stock market reacts negatively to risk. Whenever the stock market has a lot of uncertainties, all stocks - regardless of whether they are good or poor fundamental stocks - will be hammered down. However, we always believe crisis means opportunities. The recent drop in market prices creates magnificent investment opportunities. Even though the market may drop further as there are still a lot of uncertainties and outstanding negative news pending announcement, we believe there is great opportunity for long-term investment. Edited July 16, 2008 by Etiqa Quote Share this post Link to post Share on other sites
supirsupian 0 Report post Posted July 17, 2008 1 artikel yang bagus...leh bagi kat prospek ni...cepat-cepat sebelum terlambat...aduh..minggu nak hujung2 bulan ni memang bz..nak siapkan closing lagi..kalo closing sales takpe lah gak..ade mase hujung minggu jer..sape2 nak tau lebih lanjut pasal Unit Trust ni..hujung minggu ni aku ada kat Muar dan Segamat...bolehah berjumpa.. ;) Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 17, 2008 1 artikel yang bagus...leh bagi kat prospek ni...cepat-cepat sebelum terlambat...aduh..minggu nak hujung2 bulan ni memang bz..nak siapkan closing lagi..kalo closing sales takpe lah gak..ade mase hujung minggu jer..sape2 nak tau lebih lanjut pasal Unit Trust ni..hujung minggu ni aku ada kat Muar dan Segamat...bolehah berjumpa.. ;) Bro, setiap client yg ko approach tue, mintak email address depa. when depa decide to on hold dulu ker, tunggu dulu ker..at least ko masih bole follow up by send any articles yg menarik ttg ut investment to them.satu hari nanti, hati diorng pasti terbuka utk engage ko bila tgk ko konsisten. Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 18, 2008 hye...sy mmg b'minat dlm pelaburan unit trust ni...sy mmg perlu kn info utk melabur..leh x bg detail ttg ni...emel sy [email protected]bume, email ys saya send to you kena bounce back.. bole u send email to me so that i can forward my previous replythanks yeah Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 23, 2008 --------------------------------------------------------------------------------Khusus utk kaum hawa..kaum adam, ramai yg mati muda Urus Wang Anda: Wanita perlu simpanan persaraan lebih banyak UMUMNYA wanita mempunyai jangka hayat yang lebih lama berbanding lelaki. Secara purata wanita akan hidup selama 22 tahun selepas persaraan berbanding 19 tahun bagi lelaki. Ini bermakna golongan wanita perlu mempunyai simpanan persaraan yang lebih banyak daripada lelaki. Namun, kealpaan mengenai keperluan menyimpan untuk persaraan atau hanya mula menyimpan untuk persaraan ketika sudah menghampiri usia bersara, kebanyakan wanita mengalami kesulitan wang apabila sudah tidak bekerja. Mengikut satu kajian di Amerika Syarikat (AS), golongan wanita berkenaan hanya mula menyimpan bagi tujuan kegunaan persaraan di saat-saat akhir. Selain itu, wanita juga sering bertukar kerja yang boleh menyebabkan pendapatan mereka tidak menentu dan kehilangan pendapatan ketika mencari kerja baru. Wanita wajar meneliti peluang ditawarkan pelaburan saham amanahJusteru, untuk mengelak perkara sama, wanita yang secara umumnya mempunyai pendapatan lebih kecil daripada lelaki atau mengalami proses kenaikan pangkat yang lebih lambat berbanding daripada lelaki, perlu membuat persediaan awal bagi persaraan. Perancang kewangan pada kebiasaannya mencadangkan wanita supaya menyimpan dua peratus lebih banyak daripada lelaki pada setiap tahun untuk tempoh 30 tahun mereka bekerja. Ini bagi membolehkan mereka apabila bersara kelak dapat mengekalkan gaya hidup sama seperti dilalui ketika mendapat bayaran gaji setiap bulan semasa mereka bekerja. Simpanan lebih tinggi daripada lelaki itu juga perlu bagi memastikan mereka mempunyai kemampuan mencukupi bagi membayar kos perubatan dan keperluan hidup lain yang semakin tinggi. Kajian Hewitt Associates, sebuah firma pengurusan sumber manusia antarabangsa, mendapati terdapat beberapa kelemahan di kalangan wanita hari ini. Kajian mendapati mereka mula menyimpan bagi persaraan agak lewat, kurang melabur dan terlalu kerap berhenti kerja atas alasan keluarga. Ini menyebabkan mereka kehilangan pendapatan berjumlah beribu-ribu ringgit, selain kehilangan peluang kenaikan pangkat atau mendapat manfaat lain daripada majikan. Meskipun kajian Hewitt itu membabitkan wanita di AS, tetapi keadaannya adalah hampir sama seperti di negara ini dan boleh dijadikan panduan serta kesedaran mengenai keperluan menyimpan bagi persaraan. Kajian berkenaan membabitkan hampir dua juta wanita yang sedang bekerja di 72 syarikat utama di negara berkenaan. Penulis kajian itu, Alison Borland, berkata tabiat menyimpan wanita didapati tidak banyak berubah jika dibanding dengan beberapa tahun lalu. Secara keseluruhan, empat daripada lima lelaki dan wanita tidak mempunyai simpanan mencukupi untuk mengekalkan gaya hidup sama apabila mereka sudah tidak bekerja. Hewitt menganggarkan selepas bersara setiap pekerja perlu menggantikan 126 peratus daripada gaji mereka jika mahu mengekalkan gaya hidup dan keselesaan yang sama seperti mereka kecapi sekarang. Ini bermakna mereka perlu mempunyai wang belanja yang lebih tinggi ketika bersara disebabkan kos perubatan dan sara hidup lain adalah lebih tinggi apabila mereka bersara kelak. Bagaimanapun, disebabkan wanita mempunyai jangka hayat yang lebih lama daripada lelaki, wanita perlu memikirkan untuk menyimpan lebih banyak dan mula menyimpan untuk persaraan lebih awal daripada lelaki. Malah, kehidupan mereka juga akan menjadi lebih selesa apabila tidak lagi mempunyai hutang yang perlu dilunaskan Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 23, 2008 (edited) Why Buy Low Now, Sell High Later?? Investor A dan Investor B have capital RM 10,000^^^^^^^^^^^^^^^^^^^^^^^^Investor A invest during KLCI Index 1445 points (31st December 2007-market High notes) NAV price per unit = RM 0.4341Total Units hold, (RM 10,000/RM 0.4594) = 21,767.52 units>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> >>>>>>Investor B invest during KLCI Index 1105 poinst (22nd July 2008-market low notesNAV price per unit = RM 0.2936Total Units hold, (RM 10,000 / RM 0.3107) = 32,185.39<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< <<<<<<<Expertise target KLCI Index at the end of year 2008 on 1280 points..on that time, NAV price PIEF could be RM 0.3500---------------------------------------------------------Nilai Pelaburan Semasa Investor A on that time would be (21,767.52 units x RM 0.3500) = RM 7,618.63 (Unrealised loss 23.81%Nilai Pelaburan Semasa Investor B on that time would be (32,185.39 units x RM 0.3500) = RM 11,264.89 (unrealised profit 12.64%)++++++++++++++++++++++++++++++++++++++++++++Conclusion p/s: sesiapa yg berminat nak melabur, start melabur sekarang..buy low now sell high later p/s; sesiapa yg berminat nak jadik UTC, join me now becoz when market meet the targe at the end of the year 2008, semua pelabur anda should enjoy profit > 10% Edited July 24, 2008 by Etiqa Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 24, 2008 Motivation Articles utk Unit Trust Consultant dan Investors..Prospect Investor, mari melabur yeah..Thursday July 24, 2008Psychological damage to US economyWhile the current US housing contraction has caused plenty of fears and worries, its direct impact on the broad US economy has been rather limited. Much of the damage has been at the psychological level.WHILE the current US housing contraction has caused plenty of fears and worries, not just in the US but throughout the world, most do not realise that the direct impact of the housing contraction on the broad US economy has been rather limited.A lot of the damage has been at the psychological level.This is due partly to the fact that house prices, which rose substantially, have been dropping recently.Another factor has been the constant media attention given to scary forecasts that the current housing contraction is the worst since the 1930 Great Depression and that this time around, it could be heading that way.Fortunately, the facts of the matter do not support such a negative view.The chart shows that the single–family housing starts over the last 50 years, a period that covered all kinds of recessions and financial crises.Some of these recessions and crises were as severe as the current economic situation, while some even more serious and frightening than the current global turbulence.The 1973-75 recession was very severe and global in nature. All the major economies were very badly hit by the first oil shock. Inflation and interest rates skyrocketed globally.The economic slump was very severe.In fact, at that time, it was the worst economic recession since the 1930 Great Depression. Unemployment rate skyrocketed to nearly 9%. In 1973-74, the S&P 500 plunged around 50%. There were bank failures.The 1980-82 recession was also severe and global in nature. Like the 1973-74 contraction, there were fears and panic everywhere. Mexico defaulted.It was the start of a global disinflationary phase as the impact of then-US Federal Reserve chairman Paul Volcker’s severe monetary tightening bit. The S&P 500 plunged 30%. The US unemployment rate skyrocketed to double digits.In contrast, i Capital thinks that what is happening at present is actually very mild. The unemployment rate is at a healthy 5.4%. While inflation is rising, the cause is cyclical in nature. The S&P 500 cannot even stay in bear market territory.The rise in oil price, while very substantial, has been spread over eight to 10 years. Of late, interest rate has dropped instead of rise.US productivity growth has remained impressive unlike in the 70s and 80s.The present decline in housing starts has been sharp but instead of fearing more declines to come, the plunge is very close to its end.Most importantly, the recessions in 1973-74 and 1980-82 did not have a fast transforming and developing China. The world economy simply did not have any other major sources of economic growth, unlike nowadays.i Capital is not even convinced that the US economy is in recession. Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 26, 2008 market sedang pickup back but the oppurtinity to "buy low now, sell high later" remain alive. Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 28, 2008 Lama dah kita bermuram, hari ni kita boleh senyum siket...siket je....28-07-2008: KLCI up on plantation, select blue chips By Surin Murugiah Email us your feedback at [email protected] PETALING JAYA: The Kuala Lumpur Composite Index (KLCI) gained 1.16% or 13.26 points to 1,155.01 at the end of the morning trading session, boosted by gains at select blue chips and plantation counters. The gains at the KLCI were also in line with most regional indices across Asia as crude oil prices eased. At noon, crude oil was quoted at US$123.44 (RM403.65) per barrel. Trading volume was 439.97 million shares valued at RM454.19 million. Gainers led losers by 367 to 115, while 162 counters traded unchanged. The top gainers at noon were Glenealy Plantations (Malaya) Bhd and DiGi.Com Bhd that jumped 60 sen each to RM5.20 and RM24.50, respectively, while Kuala Lumpur Kepong Bhd added 50 sen to RM13.60. Tenaga Nasional Bhd and Bursa Malaysia Bhd rose 25 sen each to RM8.35 and RM7.15, respectively, while Panasonic Manufacturing Malaysia Bhd, VADS Bhd and Tanjong Plc added 20 sen each to RM11.60, RM5.85 and RM13.80, respectively. Meanwhile, IOI Corporation Bhd, Telekom International Bhd and Genting Bhd added 15 sen each to RM5.65, RM6.25 and RM5.90, respectively. MMC Corporation Bhd rose 12 sen to RM2.80, KNM Group Bhd up 8 sen to RM1.96 while Telekom Malaysia Bhd and AMMB Holdings Bhd rose 10 sen each to RM3.56 and RM3.18, respectively. The top loser was Axis Incorporation Bhd that fell 28 sen to RM1.38, while Goodway Integrated Industries Bhd lost 15 sen to 70 sen. Degem Bhd down 13 sen to 77 sen, Biosis Group Bhd fell 11 sen to 34 sen, while KFC Holdings (Malaysia) Bhd lost 10 sen to RM6.10. Other losers this morning included Bumiputra-Commerce Holdings Bhd, PLUS Expressways Bhd, YTL Corporation Bhd, Petronas Dagangan Bhd and Wah Seong Corporation Bhd. MK Land Holdings Bhd was the most actively traded counter with 22.9 million shares done. The counter rose 1.5 sen to 22 sen. Other actively traded stocks included Tebrau Teguh Bhd, Ranhil Bhd and Malaysian Resources Corporation Bhd. At the regional markets, the Shanghai Composite Index added 1.48% to 2,907.48 points, Hong Kong's Hang Seng Index up 0.25% to 22,798.02 points, Japan's Nikkei 225 up 0.16% to 13,355.65 points, Singapore's Straits Times Index unchanged at 2,922.97 points while the Korean Kospi fell 0.41% to 1,591.4 points. Quote Share this post Link to post Share on other sites
ehsanism 0 Report post Posted July 28, 2008 lepas ak baca2.. berminat juga dgn menjadi agent unit trust ni..send email [email protected] ok.kalau kat melaka mcm mana ye? Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 29, 2008 lepas ak baca2.. berminat juga dgn menjadi agent unit trust ni..send email [email protected] ok.kalau kat melaka mcm mana ye?bro, ak dah send to gmail ko beserta attachment skali ttg "why join Public Mutual"aku harap "you are the one i'm looking for" Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 29, 2008 Public Mutual unveils new capital protected fund with exposure in gold and oil & gas related sectors Public Bank’s wholly-owned subsidiary, Public Mutual will launch Public Capital Protected Select Portfolio Fund (PCPSPF) on 29 July 2008 (Tuesday). The fund allows investors to enjoy capital protection upon maturity of the fund while participating in the upside growth potential of the gold and oil & gas related sectors.Public Mutual’s Chairman Tan Sri Dato’ Sri Dr. Teh Hong Piow said while PCPSPF is a 100% capital protected fund, it provides investors with the additional benefit of participating in the upside potential of the gold and oil & gas sectors as well as hedge part of their investments against inflation. “Historically, gold has been perceived as a hedge against rising inflation as gold provides a stable store of value amidst uncertainties in financial assets. Investing in the oil & gas sector is also a hedge against the current cycle of inflation which was fuelled by the uptrend in oil prices in recent years,†he explained.PCPSPF seeks to achieve capital appreciation over the tenure of the fund while providing capital protection upon maturity of the fund. At least 85% of its net asset value (NAV) will be invested in Ringgit-denominated zero-coupon negotiable instrument of deposits (ZNIDs) and liquid investments comprising high quality debentures and money market instruments. The balance of the fund’s NAV will be invested in a portfolio of exchange traded funds (ETFs), equities and equity-related securities of gold and oil & gas related sectors.The Initial Offer Price of PCPSPF is at RM0.9901 per unit during the 45-day initial offer period of 29 July 2008 to 11 September 2008. The service charge is at RM0.0099 per unit, which is 1% of the NAV of the fund during offer period. “As PCPSPF is a closed-end fund, the units will only be sold during Offer Period. The minimum investment for the fund is RM1,000,†said Tan Sri Teh.Public Mutual’s Chairman Tan Sri Teh added that PCPSPF’s capital is protected with a Capital Protected Value of RM1.0000 per unit at the Maturity Date. The Maturity Date is on 21 September 2011 or earlier if the fund is fully sold before 11 September 2008. PCPSPF is suitable for risk adverse investors. The fund is distributed by Public Mutual unit trust consultants. Interested investors can contact any Public Mutual unit trust consultant or call its Customer Service Hotline at 03-6207 5000 for more details of the fund. Public Mutual is the largest private unit trust company in Malaysia, and it manages 63 funds for more than 1,800,000 accountholders. As at 30 May 2008, the total NAV of the funds managed by the company was RM28.4 billion. Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 29, 2008 Promotion..sesapa yg appoint aku jadi UTC dia, aku akan bagi T-shirt Public Mutual as special compliment. sesapa yg rekomenkan potential investor to me, aku akan bagi 100% komisen when closed deal (korg mesti state yg korang nak komisen, kalau tak state, aku tak tau ) Quote Share this post Link to post Share on other sites
Datuk_Seri 13 Report post Posted July 30, 2008 Assalamualaikum...Mr Nazri, saya nak tanya sketlah.. untuk kebaikan saya dan orang lain gak.. ada effect tak segala pelaburan kalu berlaku kegawatan ekonomi mcm baru2 ni.. Wassalam... Quote Share this post Link to post Share on other sites
supirsupian 0 Report post Posted July 30, 2008 wah bos....aku nak gak tshirt tuh...boleh ke...nak promote gak ni..tengah pikir ape nak promoted..huhuhu Quote Share this post Link to post Share on other sites
PerWaris 0 Report post Posted July 30, 2008 Assalamualaikum...Mr Nazri, saya nak tanya sketlah.. untuk kebaikan saya dan orang lain gak.. ada effect tak segala pelaburan kalu berlaku kegawatan ekonomi mcm baru2 ni.. Wassalam...pelaburan akan kena effect dimana awak akan mendapati nilai pelaburan semasa awak berada dalam kerugian.Howeverkerugian yg awak alami itu hanya la "on paper / unrealised loss" ..bukan " total loss""on paper/Unrealised loss" bole jadi "profit" semula bila market has come back. So, jgn jual segala pelaburan anda during this time kerana awak akan "merealisasikan" kerugian anda. Fund takkan closed di sebabkan kerugian. Kalau closed pun adalah sbb2 spt change in fund management structure but sumer itu adalah demi kebaikan kepentingan pelabur2. Biasanya, during this time yg very uncertain, Fund manager akan kurangkan ekuiti exposure from 75%-90% to 30% sahaja. 70% akan di park at money market instrument utk mengambil peluang dpd kenaikan2 kadar faedah bank etc utk menjana pendapatan dividend. So, don't worry bro, kalau berminat nak melabur, bley contact saya atau supirsupian (dia agent saya). Saya akan menerangkan strategi sy bagaimana sy protect client's investment dan maximize return/minimize loss during uncertainty of the market. Dont time the market, but time in. Quote Share this post Link to post Share on other sites
